It really depends what state you live in. Although if you have full coverage on your vehicle you should report through your company and your company will go after the other insurance company to get their money back. If you have no collision coverage for your vehicle then you will need to file with the other insurance company and they will decide who was At Fault for the accident, if their insured is at fault they will repair your vehicle
Yes, Your States department of Insurance or it's equivalent.
get a copy of the police report. it gives you the name of other parties insurance company and policy number.
yes they can obtain high risk auto insurance.
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no
If hit a tree and damaged my auto, how long do I have to report it to my insurance company?
Auto insurance companies do not chrge you on the status of your credit report. They only look at your driving history.
Allstate auto insurance can still give you great rates on car insurance even with accidents.
If you have had an accident with this person then his insurance information should be present on the accident report. If you have no claim on this person's auto insurance then it is not your business whether or not he has insurance.
file and pursue a claim or dont. If you do file , file a police report, get a copy of the report and have your property insurance company pursue the claim against the insurance company covering the party or parties involved in the auto accident
Uninsured MotoristUninsured motorist is pretty much insurance where if someone hits you and they lack auto insurance, your insurer will still pay damages for your car.
Someone can find information about auto insurance in WA by going to the WA website. The website has a section that allows people to learn about auto insurance in the state.