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If spouse dies and account was in his name but I was able to charge and the creditor NOW wants to cancel the account because he was the primary cardholder do I have to pay debt off?
Wiki User
∙ 14y ago
you're gonna have a load of debt.
Wiki User
∙ 14y ago
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Can a secondary card holder's credit rating hurt the primary card holders credit?
No. The secondary cardholder's credit history has nothing to do with the primary cardholder's. The reason for this is even if there are two cards, there is still only one account for both cards which the primary cardholder is responsible. Jags
Is the primary American Express additional cardholder effected by primary cardholder debt?
No
If you are specified as an authorized user on a credit card account that is not a joint account can your credit score increase?
No, only the primary cardholder's credit score is affected.
What are a secondary cardholder's rights?
As a secondary cardholder, you typically have the right to make purchases using the card, but you may not have the same level of control over the account or be responsible for repayment. Your rights may vary depending on the terms set by the primary cardholder or the card issuer. It's important to clarify your responsibilities and limitations with the primary cardholder or issuer before using the card.
If you are a authorized user on a credit card and the primary holder is not paying the bill can the authorized user be held responsible?
No. Authorized Users are NOT liable for the debt, only the PRIMARY on the account is liable.
In Texas can a creditor judgment for an unpaid phone bill be enforced as a wage or tax refund garnishment or a bank account levy?
A judgment creditor can levy a bank account even if it is joint. A judgment creditor can only garnish income if there is no other way to recover monies owed. A judgment creditor can place a lien against real property but cannot perfect the lien as a forced sale of a primary residence. A judgment creditor cannot seize a tax refund.
What is a primary relationship?
The relationship between a banker &customer is primarily that of debtor &creditor. On the basis of the existing state of account,respective position of the banker & customers will be determined.
Are you responsible for the debt if you are a cardholder if your fathers files bankruptcy and he is the primary cardholder and has paid all bills?
An authorized user, which is all you are - he is the actual card holder - is not responsible for the bill.
If you are an authorized user on a credit card and the primary holder dies are you resonsible for the debt?
An authorized user on a credit card can be responsible on an account in which the primary card holder passes. The creditor looks at the situation as the authorized card holder was able to make purchases with the account, and should be held liable, even in the event of the primary's death.
What do the letters AO in front of your mmedicare number mean?
The letters "AO" in front of a Medicare number typically indicate that the individual is a dependent or a spouse of the primary Medicare cardholder. It signifies a relationship code in the Medicare system and helps distinguish between different beneficiaries under the same primary account.
Can removing yourself as an authorized user from a credit card account hurt your credit?
No, as an authoriezed user on someone else's card, any purchases you make goes on the primary cardholder's statement and his credit bureau file, not the authorized user's file
What is first hand writing?
it is primary source because primary source means: is an account of an event created by someone who took part in or witnessed an event. or you can say primary source means: first hand account.
