If the car lien is in your grandmothers name can the car be covered on your insurance policy if you are the one driving the car?
No - you can not insure a vehicle that isn't titled to you.
Is my little brother who is covered under my policy still covered by my policy while driving someone else's car?
If you get a ticket and you are not covered in the insurance of the car you were driving does the insurance go up?
Whether or not someone is covered under your insurance policy in the event of an accident should be outlined in your individual policy. Insurance coverages also vary from state to state and the type of limitations on the individual policy could also be a deciding factor on if someone was covered while driving.
When ever a driver is excluded on a policy, the insurance company will not pay out on any claims when that person is driving. Hes excluded, he has absolutely no coverage with your insurance. If he has his own policy with a different company, he will be covered. So in general when a driver is excluded, their is no insurance coverage. Its like he was driving without insurance.