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If the debt is seven years old and pay off how can you remove it from your credit report?
Wiki User
∙ 15y ago
Negative information must be removed from your credit report after 7 years.
The 7 years starts counting from the date the debt most recently became delinquent.
For example, if you took out a car loan on Jan 1, 2000 and made your payments on time until you missed a payment on Jan 1, 2004 then the late payment can be reported until Jan 1, 2011 even if you subsequently pay off the debt in full.
Wiki User
∙ 15y ago
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How long does a foreclosure stay on your credit report?
A foreclosure will typically remain on your credit report for seven years.
Can filing for bankruptcy remove a foreclosure from your credit report?
No, if property has been foreclosed upon the notation will remain on the credit report for the required amount of time of seven years from date of foreclosure. A bankruptcy remains on the credit report for ten years.
How can you remove debts that are five years old from your credit report?
If they are valid debt default entries they cannot be removed from the report until the required seven years have expired.
How do you remove a dismissed chapter thirteen bankruptcy from a credit report?
You can't. A valid entry for a dismissed chapter 13 bankruptcy will remain on a credit report for seven years from the date of dismissal.
Will a judgment be removed from a credit report if it is paid?
No. It will show that you had a judgment on your credit report for up to seven years, but it will show a zero balance.
How long does a foreclosure stay on your credit report?
A foreclosure will typically remain on your credit report for seven years.
Can filing for bankruptcy remove a foreclosure from your credit report?
No, if property has been foreclosed upon the notation will remain on the credit report for the required amount of time of seven years from date of foreclosure. A bankruptcy remains on the credit report for ten years.
How do you remove bankruptcy off credit report after waiting seven years?
They are and always will be a matter of the public court record. BK are reported under the standard credit report request for 10 years.
How can you remove debts that are five years old from your credit report?
If they are valid debt default entries they cannot be removed from the report until the required seven years have expired.
Can I remove bankruptcies from my credit report?
Not really. Chapter 13 bankruptcy stays on the credit report for seven (7) years (can be ten, but usually seven) and Chapter 7 bankruptcy stays on the credit report for ten (10) years. Once the term is over, you may dispute the bankruptcy with the credit bureau, however, there are no ways to remove the bankruptcy until the term is complete.
How do you remove a dismissed chapter thirteen bankruptcy from a credit report?
You can't. A valid entry for a dismissed chapter 13 bankruptcy will remain on a credit report for seven years from the date of dismissal.
How long does a satisfied judgment stay on your credit report WA?
A paid judgment stays on a person's credit report for seven years. An unpaid judgment also stays on the report for seven years, but may be renewed. Tax liens are another item that stay on a credit report for seven years, if paid. If not paid, they remain on the credit report indefinitely.
How long does foreclosure stay on your credit report?
A foreclosure will typically remain on your credit report for seven years.
How long credit card debt stay on credit report?
seven years
How long does an auto repossesion stay on your credit report?
Negative reports on your credit score remain on your report for seven years.
Do they remove the judgment after 3 years on your credit report?
Judgments remain on your report 7 years from the filing date
How long do debt liens stay on your credit report?
Seven years
