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If the divorce decree says your ex is responsible for any debt but you are left on some of the credit cards and your ex dies are you responsible?
Wiki User
∙ 8y ago
Unfortunately CC don't really care about divorce decrees. They will try to collect from whomever they can, they just want their money..period. You do however have a defense, so if you have documentation or can get it. I would let them know the facts and see what happens. CC and collection agencies have a common bond, "intimidation" My personal feeling is don't let them "bully" you.
Wiki User
∙ 8y ago
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How do credit cards build credit?
Credit cards aid to build credit history in the same manner that any debt, whether it is from purchasing a car or by just paying rent. Be responsible with credit cards. You should not overspend.
Can a person get money owed for credit cards that is ordered in the divorce?
Only if you have the credit card if your divorsed it dosent matter
If you are an authorized user on your husbands credit cards and you are getting a divorce can you be sued for the balance if he is incarcerated?
No. As an authorized user, you are not legally responsible for his debt. Now, credit score wise, even though you did not create the soon to be bad debt, it still shows up on your credit report.
I filed bankruptcy for my credit cards my wife has her own credit cards in her name am I obligated to pay her credit cards also when we get a divorce?
If your name is not on the account, and the account is not considered a "joint account" by the credit card company, then you should not be held liable for any debt on your wife's credit cards.
What would constitute a responsible use of credit?
A responsible use of credit is paying off your credit cards each month. Another example of using credit responsibly is using it when you need it only.
What are some perks of owning a credit cards?
That means that you are responsible enough to have a credit card. And you can buy things!!
Do teens become more responsible by having credit cards?
Yes, but only give it to them if they are responsible or you will have money issues. :)
How can you get your name off your ex husbands credit cards?
Unfortunately, you probably cannot remove your name if your ex-husband does not demonstrate the creditworthiness necessary to excuse you from the account. Simply put, the creditor will reserve the right to collect from or sue all primary cardholders regarding the debt unless they believe that removing one applicant from the account will not substantially jeopardize their chances of receiving repayment. Most divorce courts do not consider the names on the accounts when determining who is responsible for repayment. If your ex-husband decides not to pay or misses payments, it could lower your credit score. You may wish to send a copy of any divorce decree that shows that you are not responsible for that credit card to the card issuer. That may be enough to convince them to remove your name from the account.
You are divorceing your husband he has his own charge cards Will I be responsible for his cards after the divorce?
Depends on the name of card holder if it is in both names then you must o something about it because that means that both you and your partner are responsible for that card
Who is responsible if credit cards are in a wife's name only?
If you are in a "community property" state, you both are.
Am I responsible for debts on credit cards my husband had prior to our marriage?
If he put your name on the cards so you could use them, you're responsible for all charges you both made. If your name isn't on the cards you don't have to pay.
If your cohabitant boyfriend steals and uses your credit cards who is responsible for the money spent?
unfortunately you have to because its your credit card. good luck!
