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If the insurance says water leak not responsible for foundation problems and will not cover is the damage such cracks covered?
Wiki User
∙ 14y ago
If the foundation problems are not covered then it naturally follows that any resulting cracks would also not be covered.
Wiki User
∙ 14y ago
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Will homeowners insurance cover foundation problems due to a drought?
No, movement of earth or soil is not covered under a homeowners policy just as an earthquake is not covered under a normal policy unless you purchased the additional coverage.
Does Home Owners Insurance cover foundation repair?
It depends on how the foundation was damaged and whether or not it was done by a covered cause or not. If a vehicle runs off the road and hits your home then it would be . covered whether or not the person had insurance. If the person did not have insurance, your homeowners policy covers damage caused by a vehicle. If the damage was caused by settling of the home and this caused the foundation to crack then no, the homeowner's insurance will not pay for this repair because it was caused by lack of properly putting in the foundation correctly or a lack of maintenance. Maintenance is never covered by your homeowner's insurance policy. Maintenance is the responsibility of the homeowner and it is never ending.
Is flooding caused by a foundation failure covered?
Flooding in general is typically not covered by a homeowners insurance policy. Flood coverage is a separate type of coverage. Bear in mind that not all policies offer the same coverage. It may just depend on what the cause of your foundation failure and if that cause is a covered peril. Best advice is to contact your insurance agent and ask about the foundation coverage and what perils it would be covered for
Will homeowners insurance cover a foundation that is cracking?
No unless the foundation crack was caused by something like an earthquake. Normal wear and tear is not covered.
If a garbage truck hit your parked car do you go through insurance or go to the town hall and what insurance will cover that?
If you have collision coverage on your vehicle, the damage is covered under your policy. Your insurance company will then attempt to recover ("subrogate") the responsible parties insurance carrier....or the responsible party directly if they were not covered by insurance. If you do not carry collision coverage on the damaged vehicle, your only avenue of recovery is through the responsible parties insurance carrier or, the responsible party directly if they were not insured.
What does unreimbursed medical expenses mean Does it mean not covered by Insurance you get medical bills all the time from the ex you are only to pay per your divorce Items not covered by insurance?
This does mean expenses are not covered by insurance. If this is what the divorce decree says, then you are responsible for these bills.
Who is responsible for paying medical bill's the patient or the person under who's insurance they are covered?
patient
Does home owners insurance cover broken drain pipe in the foundation?
It really just depends on the type of policy you bought and what is the cause of the damage to the drain pipe. If it broke from freezing or another covered peril it's probably covered. Most homeowners Insurance Policies will not cover foundation damage nor pipes embedded in in or below a slab foundation unless the damage is the result of a covered peril. There are endorsements that some companies offer to provide coverage for foundation or ground movement as well.
When a neighbors house catch on fire and then yours who is responsible?
Whoever started the fire is responsible. Hopefully both you and your neighbor are covered by homewoner's insurance.
How do you make insurance to pay for foundation damages?
You would have to establish proof that the foundation was damaged by a covered peril on your home insurance policy. Typical covered perils on a homeowners insurance policy are sudden or catastrophic loss or damage from Fire, Wind Hail, falling objects etc. Foundation damage resulting from ground movement is typically not covered under a home insurance policy as this is considered normal and expected wear and tear over the life of the home except in cases of sudden earth quake where quake endorsement is in place. Poor workmanship or poor design are also not covered under a home insurance policy. These issues are what is covered under the builders warranty or home warranty offered at the point of sale when you purchase a home.
If you have a broken pipe underneath the foundation of your house is repair covered under home owners?
It depends on what type of insurance policy you have. Just call your insurance agent and ask.
Is at fault driver responsible for her cosmetic bumper repair in minor accident?
Actually, this will be covered by your insurance co.
