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It is my understanding that the car owner's insurance pays for the person who was hit. The driver's insurance is responsible for the car he/she was driving.

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โˆ™ 2015-07-16 19:18:00
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What type of insurance coverage includes bodily injury and property damage coverage

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Q: If the owner gave permission to a licensed driver is the licensed driver still responsible to pay for an accident?
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Related questions

If an insured driver with permission from an insured car's owner gets into an accident will the driver or the owner be responsible for payments?

the owner of the car with insurance will be responsible


Who is responsible for damages if a permit driver who is not on your insurance policy nor is a family a member drives your car with your permission while you are in it and they get into an accident?

you ni^^a


Who is liable if a driver with a revoked license gets in an accident while driving your car without permission?

The unauthorized driver will be held responsible, unless there's proof that the vehicle owner did grant that person permission to drive.


What if a unsured licensed driver is driving an insured car and causes an accident?

Very simple, the insurance policy follows the vehicle not the driver. In this case, the vehicle insurer will be responsible for all damages.


Who is responsible for passengers in a car accident?

The Driver


What happens if an uninsured driver borrows your insured car and gets in an accident?

Depends on the state laws. Typically driver insurance coverage is extended to any driver of the vehicle insured. Insurance covers the vehicle and any legally licensed driver with permission to operate the vehicle.


Would I be responsible if someone else is driving my car and they get into accident?

No. The driver is responsible.


Can a son drive parents car?

Yes, if you have their permission, are a licensed or permitted driver, and are covered by insurance and the vehicle is properly licensed and working.


If an uninsured driver wrecks the car of an insured driver is the uninsured driver still responsible?

If the accident was caused by the uninsured driver than the uninsured driver is definitely still responsible.


When you do not have any insurance AND the person who took your car without permission has no insurance and causes an accident who is responsible of the other parties damages?

You hope that the other driver responsible in the crash has insurance that covers uninsured drivers and then you sue your friend!


Is any licensed driver insured while driving your vehicle?

If you gave permission then it should be covered.


What happens if you are in an accident with an unlicensed driver?

Most cases you get jailed if the accident is severe. If its not too much you get a ticket for driving without licensed driver. Depends on country to country though

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