the owner of the car with insurance will be responsible
The unauthorized driver will be held responsible, unless there's proof that the vehicle owner did grant that person permission to drive.
Very simple, the insurance policy follows the vehicle not the driver. In this case, the vehicle insurer will be responsible for all damages.
Depends on the state laws. Typically driver insurance coverage is extended to any driver of the vehicle insured. Insurance covers the vehicle and any legally licensed driver with permission to operate the vehicle.
No. The driver is responsible.
Yes, if you have their permission, are a licensed or permitted driver, and are covered by insurance and the vehicle is properly licensed and working.
If the accident was caused by the uninsured driver than the uninsured driver is definitely still responsible.
You hope that the other driver responsible in the crash has insurance that covers uninsured drivers and then you sue your friend!
If you gave permission then it should be covered.
Most cases you get jailed if the accident is severe. If its not too much you get a ticket for driving without licensed driver. Depends on country to country though