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Answered 2008-10-17 08:12:30

Yes, it does show up on that persons credit report. If you are late on payments, it will negatively impact his/her credit report.

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How do credit card companies use a persons credit report?

To determine if that person should be given a loan or credit card


Can I report credit card fraud if I know someone who has someone elses credit card?

Yes I believe you can report credit card fraud if you know someone who has someone elses credit card, if let's say one of your friends or family member got there credit card stolen and you also know the person who stole the credit card you can report a credit card fraud or you can just let your friend or family member report fraud on there credit card, I hope this helps :).


Can you have a second person on a credit card?

It depends what you mean by a second person. Typically on and existing credit card you can add people who are authorized to use the card. You can also request for credit under more than one person's name.


Can adding a second card holder to your credit account affect your credit score?

Not if you are responsible for all of the loans or credit card payments on your credit report. But, if the second card holder is responsible for any payments on your cards, and doesn't make them, then it can cause your score to lower.


If you file bankruptcy will that remove a charge off report from a credit card?

Filing bankruptcy does not remove a charge off report from a credit card on your credit report. It just adds bankruptcy to your credit report.


How can you get the name of the person who used your credit card for a flight?

That information is unlikely to be available, without contacting your credit card company to report fraudulent use.


If you have a credit card only in your name will it affect or show on your husbands credit report?

No, only the owner and authorized users of the credit card will be reported on the credit card company to the credit agencies. If your husband is an authorized user on the credit card then it will show up on his credit report.



Can a credit card company report bad credit on an authorized user's credit report after the death of the primary card holder?

if you are an authorized user on the card then you are responsible for the card too. so yes they can


Where can you get a free personal credit report?

There are several websites where you can get a free credit report. You can also get your credit report from your local credit card company or your accountant can give you a report.


Does the AchieveCard report to credit unions?

No, AchieveCard does not report to credit bureaus because there is no credit issued with this card.


Does a second credit card holder receive a credit card?

Yes, a second credit card holder has his/her credit card also but of course, they are just under the primary card holder.


What is the benefit of a good credit report when applying for a Capital One credit card?

A good credit report means that one who applies for a Capital One credit card can get a better deal. First, with a good credit report one can get an unsecured card instead of a secured card. Depending on how good one's credit report is one can get better features, lower interest, and maybe even a platinum card.


Where can someone get a free credit card report?

One can get a free credit card report by going to your local bank and requesting one. A dedicated agent will help you prepare your finances for the credit report.


If a credit card company says you owe them money but it is not on your credit report do you have to pay?

If it isn't on your credit report, the credit card company still has hopes of you paying it off. When they see that isn't going to happen, you can bet your butt that it WILL be on your credit report.


How do credit card companies use a person's credit report?

When a person applies for a car loan, mortgage or credit card, the lender determines if lending money to the consumer will be a risk. Credit scores are one way to help credit card companies make the decision to issue credit. To determine if that person should be given a loan or credit card (apex)



If you haven't paid your credit-card debts in 7 years can you apply for a new card?

When you apply for a credit card a credit report will be ran and those credit cards you haven't been paying will be on that report. So I say no.


Free credit report with out credit cards?

Credit reports determine your credit score based on your credit card usage. Without a credit card, you'll be unable to obtain a credit report. If you are of age, it is best to obtain a credit card and use it responsibly in order to build good credit. Good luck!


When are you in credit card debt?

A person is in credit card debt when they have charges on their credit card and can not pay them. A person can make charges on a credit card and make payments at a later date. When a person charges on their credit card, the charge is now a debt that must be paid.



Can the bank you have a second mortgage with and a credit card with attach that credit card to your second mortgage after a person is deceased?

Once a person is deceased all debt is completely erased from that person's credit. If they own a home and do not have a will nor a co-signer of the home loan the government will take over the ownership of that home. If they have credit card debt, the debt is forgiven and no longer in existense.





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