If you have a credit card only in your name will it affect or show on your husbands credit report?
No, only the owner and authorized users of the credit card will be reported on the credit card company to the credit agencies. If your husband is an authorized user on the credit card then it will show up on his credit report.
No, if the wife is not an authorized user on the credit card then it does not affect the wife's credit report. So the late payment will only be on the husband credit report.
Yes, you are liable for your husbands credit card.
No it won't affect your credit report unless you happened to charge the item to a credit card and not pay for the item once charged to the card.
A business credit card debt can affect someone's personal credit card rating. A credit report for an individual is processed by activity of one's overall credit. This means that having debt for a business credit card can hurt a person's chances of receiving lower interest for a home finance loan.
What can you do if you report to a credit card company that your husband took a credit card out in your name and you reported it to them and they did nothing?
If you are married, your husband can definitely apply for a credit card in your name. This is commonly done. Some husbands make their wives as supplement to their credit cards or apply for a separate card. So, the credit card company may not find anything wrong with what your husband did. Not unless, you and your husband are having problems, then if you have a case, better report it first to the proper authority… Read More
Bad credit or any negative report will remain in your credit report for seven years. Therefore, if it happens that there is a wrong information that will affect your report negatively, be sure to dispute it immediately. You can also do your own credit card repair in order to eliminate any bad credit that will be reflected in your credit report.
Filing bankruptcy does not remove a charge off report from a credit card on your credit report. It just adds bankruptcy to your credit report.
Yes, it will have a negative affect on a credit report, usually temporary perhaps 90 days.
Yes I believe you can report credit card fraud if you know someone who has someone elses credit card, if let's say one of your friends or family member got there credit card stolen and you also know the person who stole the credit card you can report a credit card fraud or you can just let your friend or family member report fraud on there credit card, I hope this helps :).
If the husband owns the credit card and adds his wife to the card and he opens another credit account against that credit card does that affect her credit score?
If the husband adds the wife as a "joint" it will show on her credit report but will most likely not be counted against her if she tried to apply for a loan. If the husband adds the wife as an "authorized user" it will not even show on her credit report because she has no legal obligation to pay the credit card bills, but she has the right to use the card.
Not if you are responsible for all of the loans or credit card payments on your credit report. But, if the second card holder is responsible for any payments on your cards, and doesn't make them, then it can cause your score to lower.
Yes, they will note on your report that this debt was "settled" This does not affect credit score but will catch the eye of any lenders looking at your report.
Can a credit card company report bad credit on an authorized user's credit report after the death of the primary card holder?
if you are an authorized user on the card then you are responsible for the card too. so yes they can
A good credit report means that one who applies for a Capital One credit card can get a better deal. First, with a good credit report one can get an unsecured card instead of a secured card. Depending on how good one's credit report is one can get better features, lower interest, and maybe even a platinum card.
lost my tjx credit card
There are several websites where you can get a free credit report. You can also get your credit report from your local credit card company or your accountant can give you a report.
you can call the customer service, you can check it on your credit report and report it immediately
No, AchieveCard does not report to credit bureaus because there is no credit issued with this card.
If a credit card company says you owe them money but it is not on your credit report do you have to pay?
If it isn't on your credit report, the credit card company still has hopes of you paying it off. When they see that isn't going to happen, you can bet your butt that it WILL be on your credit report.
One can get a free credit card report by going to your local bank and requesting one. A dedicated agent will help you prepare your finances for the credit report.
Absolutely NOT !... If you do - you would be committing fraud !
Credit card affiliates offer credit card customers exclusive deals and incentives for using a credit card. This does not affect an application as the enrollment in the program is voluntary.
when credit card is not good
If a collection agency agrees to delete an item from your credit report will the entry from the original credit card company be deleted as well?
Only if you get an agreement from them in writing. How could the collection agency have any affect on the original credit card issuer? You are dealing with two completely different accounts, one for the credit card and the other that was purchased as a bad debt. They cross reference each other on your credit report, but otherwise are unrelated.
When you apply for a credit card a credit report will be ran and those credit cards you haven't been paying will be on that report. So I say no.
Can you apply for the same exact credit card you already have if the new credit card offer is better and how does doing this affect your credit?
Yes you can apply for exact credit card, it won't affect your credit at all.
Credit reports determine your credit score based on your credit card usage. Without a credit card, you'll be unable to obtain a credit report. If you are of age, it is best to obtain a credit card and use it responsibly in order to build good credit. Good luck!
Does the balance on a credit card show on your credit report if you are an authorized user on that card?
In a word, yes.
How would being secondary on a credit card affect the secondary if the primary filed Chapter 13 can it be taken off the secondary's credit report?
An unfavorable item should be on your report for seven years. A co-debtor's chapter 13 should not affect your liability on the debt.
If you are an authorized user on someone else's major credit card and the account isn't paid does it affect your credit as well?
It negatively affects both the primary and the authorized user credit score and report.
If you are an authorized user on your parents credit card and they claim bankruptcy how will that affect your credit?
It will not affect your credit at all. Their credit information was used to secure the card. You are in the clear.
You should call the credit card company.
To determine if that person should be given a loan or credit card
On the web, receiving a free credit report without a credit card are few and far between. By far the best option for someone seeking their once a year report, Credit Karma is a great site.
Yes. If they extend the line of credit to you, and you do not activate it, it will still show up on your credit report.
Call the credit card company
Pay the debt.
To do that you have use whiteout
Yes, it does show up on that persons credit report. If you are late on payments, it will negatively impact his/her credit report.
Your credit score gets lower.
What are the names of two online sites that offer free credit reports and there is no credit card needed to get the credit report?
There are many different places one might go to receive a free credit report. The Annual Credit Report does not require a credit card and allows you to get reports from up to three credit reporting agencies.
You need a SSN to apply for any credit card. That is how they can check your credit report.
If some one stole your credit card the credit card owner can report the matter immediately and have to block his (her) account first.
The most popular place to get a free credit report is on the free credit report website. The site itself does ask for a credit card, but the first report is free.
The three credit report agencies are important because they provide report on your credit and if you encounter fraud, they are the agency that you should report to in order to prevent further damage on your credit card.
How do you find out what financial institution issued a credit card when the account number is not on your credit report?
Call the Credit report agency that pulled your credit from the Bureau's and ask them to look at the back of the credit report where it says inquiries.
doing extra credit and get good grades after that report card
Yes it will affect your chances for a virgin money credit card. This will happen becasue for any credit card that you are applying to you need a good enough credit score to qualify.
You can report them over on the BadDeal website.
as long as it remains a part of your credit report, 7 years.