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What can you do if you report to a credit card company that your husband took a credit card out in your name and you reported it to them and they did nothing?
Wiki User
∙ 12y ago
If you are married, your husband can definitely apply for a credit card in your name. This is commonly done. Some husbands make their wives as supplement to their credit cards or apply for a separate card. So, the credit card company may not find anything wrong with what your husband did. Not unless, you and your husband are having problems, then if you have a case, better report it first to the proper authority before you approach the credit card company with your complaint or case.
Wiki User
∙ 12y ago
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If you received a collection notice and the company stated they reported your account to the credit bureau on Monday if you pay it this week since it is the same week will your score remain the same?
If they reported your account to the credit bureau, your score will decrease whether you paid it or not.
If you and your husband have joint credit card accounts why would nothing come up on a credit report using his SS number only under yours?
You would have to get a copy of his credit report from all three bureaus to answer this.
How do you report someone who owes you money to the credit reporting agencies?
If you are not a company that reports unpaid debts to the credit bureau's, you can turn the debt over to a collection agency who does report. The other way is to obtain a judgment against them and it will automatically be reported by the courts.
Can a credit card company reopen an investigation on a fraudulent account if it was charged off and then was disputed and now has been deleted from your credit file?
If they have reason to believe the account was reported or disputed fraudulently or that new information has been discovered, they can investigate further.
Can a credit card debt that was charged off and sold to a collection agency be reported on your credit report?
Yes.
If you have a credit card only in your name will it affect or show on your husbands credit report?
No, only the owner and authorized users of the credit card will be reported on the credit card company to the credit agencies. If your husband is an authorized user on the credit card then it will show up on his credit report.
Can a company charge your credit card without your permission?
No, a company can not charge a credit card without permission. This violation should be reported immediately to your credit card company.
I recently found out that my husband fraudulently gained a 32000 credit card consolidation loan by having someone call the credit card company posing as me How can the credit co get away with this?
I wold be more ticked off at my husband. He provided the third party with your information. so they could provide the company with all the verifying info they requested. This is not the credit card company's fault it's your husbands and it's called fraud. I assume you're not going to file a police report or a complaint against him with the credit card company since you're married but that's the only way to cover yourself. This is your husband's fault and the woman who called. Not the company's and unless you want to get your husband and woman in trouble there's nothing you can do.
What happens to your credit report if you have a late payment and finance charge?
Maybe nothing. It depends upon whether the credit card company reported the delinquent activity to the credit bureaus. If it was a one-time issue (and otherwise you're always on time with your payments) you can contact the credit company to ask that they waive the late payment fee as a customer courtesy, just explain it was an oversight on your part and won't happen again. You can also ask if they reported the missed payment to the credit bureaus, or run your credit report to find out yourself.
Will the primary and co signer have bad credit if a car is repossed?
Yes. It will be reported on their credit records.Yes. It will be reported on their credit records.Yes. It will be reported on their credit records.Yes. It will be reported on their credit records.
Can a credit card company contact your parents who have nothing to do with the credit card?
yes
Credit line closed-grantor request-reported by subscriber?
Company Closed account
How do you report a paid off car loan if company did not report?
You need to obtain a copy of the letter stating that the loan id paid in full and just show that to them. If they are still telling you that nothing was reported pull a copy of your credit report to be on the safe side. If nothing's on your credit credit and it is still holding you back from getting something else that requires your credit to be checked than contact the Credit agency.
Where do you pay collection accounts that are reported on your credit report when the company is out of business or no longer handles the account that was reported for collection?
You pay the collection agency.
Where to get credit report repair?
Problems in ones credit report can be corrected by contacting the company that reported the issue. If an equitable solution can not be obtained, a lawyer can be retained.
Does your husband no longer have a credit history if he has been unemployed for 10 years even though you have joint credit accounts?
If you have joint accounts that have been open and active in the past 7-10 years, your husband has a credit history. Credit history has nothing to do with the status of his employment.
If you received a collection notice and the company stated they reported your account to the credit bureau on Monday if you pay it this week since it is the same week will your score remain the same?
If they reported your account to the credit bureau, your score will decrease whether you paid it or not.
