If you agree to an accident settlement with the insurance company can you sue the business that was involved and covered by the insurance provider?

If you were involved in an accident with this person then their insurance information will be listed on the accident report. If you were not involved in an accident then it is not your business who they have insurance with. Much of this is covered by the privacy laws so if you really have to know ask the person.

If the car that was involved, in an acident was insured yea!

Let your insurance company know everything that you know about the accident and about what the other person's insurance company has proposed, and then let your insurance company handle the rest. If the other person was 100% at fault for the accident, your insurance company has a very powerful incentive to reject the counter-party settlement offer of a 50/50 split. Let your insurance company know everything that you know about the accident and about what…

I am a resident of New York State and was involved in a personal injury accident. The settlement that I received is considered wages. You will have to check with your state and local tax laws. I am sure that a phone call to Jackson & Hewwitt or H & R Block in your state will work as well.

Liability insurance for drivers is a requirement in the state of Mississippi. The other party involved in this accident does not have insurance. I do have liability insurance. The accident was not reported although law enforcement was called and an accident report was completed. The other party now wants me to fix her automobile. What are my rights in this situation?

All of them!

After an accident, all parties involved with the accident should exchange insurance information. Typically, the insurance companies will talk to each other about repairs and cost.

Various state laws may limit what type of damages you can collect. Also, when you do start to shop for a policy your rates will be higher. In a no-fault state, each driver must seek compensation from their own insurer and your ability to sue for damages is limited.

It shouldn't ... normally insurance companies do not report the accident to the police authorities unless a death is involved. However, since you reported the accident to your insurance and if you are at fault, it may cause your rates to increase.

Any accident can cause your insurance to go up even if it wasn't your fault.

1) Your insurance company receives your driving record from your DMV. If you are in an accident and it is reported to the police, they will add that accident to your driving record. 2) When you are in an auto accident, the insurance companies of everyone involved are notified when people submit claims.

insurance fraud.

Uninsured motorist coverage

The company Swintons are involved in the insurance business. They are particularly well-known for their car, travel and home insurance offers and deals.

This means that if the accident was your fault, your insurance will pay(up to an amount that is on your policy) for the other property and persons involved in the accident. Liability insurance does NOT cover your vehicle damage.

In order to make an accident insurance claim, one must provide the details of the accident and, if relevant, who was involved. The date and time of the accident and the extent of the damage are also necessary.

Medics , police, insurance company, family are to be called.

Contact the police, call for help, and call insurance.

If the accident goes on your driving record, yes.

Some do. I work for an insurance company and many will take ownership of the accident.

Of course, age doesn't matter. If you have a valid license and have a current insurance policy you can claim the accident.

It is never a good idea to drive without insurance as there are costly penalties if one is caught or involved in an accident. If one is in an accident without auto insurance, their options are limited but they may be able to sue the other driver if they are at fault.

If you were driving someone elses vehicle and involved in an accident whether it be fatal or not then the person who owns the vehicle should have insurance on it and then the accident would be covered on that policy but if it goes over the amount that they have then its possible for yours to kick in and pay any extra.

Usually if an accident is determined not to be the insured's fault, then their insurance rates will not rise as the insurance company did not lose any money from covering the driver involved in the accident. If the accident is determined as being inconclusive, the rates may rise some, to adjust for the amount of money the insurance company lost in the accident.

Not unless there are unusual circumstances. Generally the insurance provider of the person who is deemed to have been responsible for the accident is liable.

No. As long as you were not involved in the accident then it shouldn't affect your driving record. You must also not be the owner of the vehicle that was involved in the claim.

Maybe. Did the unlicensed driver have your permission to be operating the car when the accident occurred? If so, maybe not.

If they know about the accident, there should be a claim involved so it could.

It is good to tell your insurance company within 24 hours of the accident. This way you can receive money from your insurance company soon so you can get your car fixed.

Why can you not get exams? If you are saying you were 20% at fault therefore will be compensated 80% of your damages/injuries, then proceed with your health care. Use your health insurance etc. What would you do if there were NO auto insurance involved at all? Discuss it with the doctors etc. They can file a lien against your ending settlement thus guaranteeing they will get paid.

If both parties that are involved in an accident have the same insurance, the party who is responsible for the accident would have to pay. Even if they are on the same insurance plan, it is like both of them paying.

you will have to pay for the damage and/or the injury costs of whoever was involved (including yourself)

You have to pay whatever your deductible amount is.

Anybody involved in an accident. Damages are covered regardless of fault.

Always call your insurance carrier if you have been involved in a car accident. You may also need the advice of a good personal injury attorney if you have specific questions regarding your accident claim. You are under no obligation to speak directly with any other insurance company that may be involved in your claim other than to offer basic information. Unfortunately many insurance handlers are taught ways to coerce claimants into admitting guilt in…

Your personal auto insurance will be secondary to the insurance of the vehicle that you are driving (assuming you do not own it and it is not a business vehicle). If you get involved in a car accident while you are operating a vehicle that is -not- yours, then the insurance of that vehicle has to pay first, and if that insurance is not enough (or is not there) then your insurance will kick in…

This depaends on the fault of the accident. There is no way to tell the answere to this question as there are many factors involving this. Is this the 1st accident, state, insurance company.....

If you have been involved in an accident with a Semi Truck, the first thing you should do is get medical help, even if you feel fine, you could have injuries. Afterwards, call the police. Exchange information with the other drivers involved in the accident. Get their license numbers and insurance information.

Yes, especially if you want insurance to cover part of the costs involved.

It depends on your coverage & the state, but normally if you have full coverage your insurer will cover any accident you are in.

Auto insurance, and if you are hurt by the accident, then health insurance too, but you will need health insurance for the second to file a claim for injuries, and health insurance is optional. Auto insurance is required by law. If it is someone else's fault however, then they must pay for all the damage to you, your car, and themselves.

Absolutely your business could be liable if the person is working for you at the time. Their insurance would be primary but you could be found secondarily liable. You can purchase a coverage called hired and non-owned coverage as an amendment to your business auto or liability insurance which would provide you coverage for this type of incident. The coverage is usually very inexpensive as it is secondary coverage.

If you have been involved in a car accident, the first thing that you should do is contact 911 if there have been any injuries, so that you can get medical attention. After that, you should make sure to take notes of what happened and photos if possible. You should also get the contact information for anyone involved in the accident, and report the accident to your insurance company.

Your question is confusing. The way I read it, the one that caused the accident was uninsured, so how can that person's insurance company pay for your rental car? He has no insurance company.

You can change your auto insurance at any time. It is up to the company to decide whether or not to accept your claim.

You will get a ticket for these violations but if you bring them with you to court and they show that you were licensed and insured on the date of the accident, these charges will be dismissed.

The owners insurance will be responsible for coverage in an accident involving permissive use of their vehicle.

Depends, if a tree falls on your car and you pay for damages yourself then no. If another party is involved in the accident then yes. The reason being is even if you don't report your damages on your insurance the other party may report to theirs. The data from the accident is then reported into the CLUE insurance database and will cause your rates to raise since the database 'sees' that you were involved…

If you and your vehicle are in an accident, be sure to exchange phone numbers and addresses, as well as insurance, with the other party involved in the accident. Also, be sure that the police are notified of the accident.

That is the part of your insurance that pays for damage to your vehicle, when you are at fault, if you are involved in an accident. This is coverage would need to be purchased in addition to your regular liability insurance.