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If you apply for a credit card and get approved but never activate it will it still show up on your credit report?
Wiki User
∙ 16y ago
As soon as you apply and are accepted, you are bound to the terms of that card. So if that card carries a yearly fee and you DO NOT activate it you are still responsible for that charge. Obviously, not paying that fee or any associated charges will resulting in interest compounding and non-payment equals bad credit rating...
http://www.associatedcontent.com/article/2260/your_credit_card_tips_from_an_insider.html
Wiki User
∙ 16y ago
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If you apply for a credit card and are approved does it show on your credit report?
It will appear on the CR when the account becomes active, not when the card is approved.
How can one apply for a credit card from Credit One Bank?
You can easily apply for a Credit One credit card on the official website of Credit One Bank. You can apply online and see if you're approved in under one minute.
How might one go about applying for a Wells Fargo credit card?
To apply for a Wells Fargo credit card you must apply online. They will notify you if you have been approved. After five to seven business days, your credit card will arrive in the mail. When you receive your card, you can activate it online or by calling the number on the activation sticker. You can also manage your account for free online.
How would one be able to get an easy credit card approval?
There are a couple of things one can do to assure themselves of being approved for a credit card. One should make sure their credit report is in good shape, lower their debt ratio, shouldn't apply for too many cards at once and apply for cards that they think they can get, if they have a low credit score.
Is it easy to apply for credit if you have no credit history?
"It is easy to apply for credit anywhere, however it may not be as easy to get approved for the application. Some cards will give you a chance, but they will have high interest rates."
If you apply for a credit card and are approved does it show on your credit report?
It will appear on the CR when the account becomes active, not when the card is approved.
How can one apply for a credit card from Credit One Bank?
You can easily apply for a Credit One credit card on the official website of Credit One Bank. You can apply online and see if you're approved in under one minute.
If you haven't paid your credit-card debts in 7 years can you apply for a new card?
When you apply for a credit card a credit report will be ran and those credit cards you haven't been paying will be on that report. So I say no.
How might one go about applying for a Wells Fargo credit card?
To apply for a Wells Fargo credit card you must apply online. They will notify you if you have been approved. After five to seven business days, your credit card will arrive in the mail. When you receive your card, you can activate it online or by calling the number on the activation sticker. You can also manage your account for free online.
How would one be able to get an easy credit card approval?
There are a couple of things one can do to assure themselves of being approved for a credit card. One should make sure their credit report is in good shape, lower their debt ratio, shouldn't apply for too many cards at once and apply for cards that they think they can get, if they have a low credit score.
Is it easy to apply for credit if you have no credit history?
"It is easy to apply for credit anywhere, however it may not be as easy to get approved for the application. Some cards will give you a chance, but they will have high interest rates."
Where can a person get a free credit report in Canada?
There are two main credit reporting agencies where one can get a free credit report in Canada. 'Equifax' and 'TransUnion Canada both allow one to apply for a free credit report.
Does it effect your credit report every time you apply for a loan?
Yes,it lowers your credit score.
How can one apply for a credit report from TransUnion?
One can apply for a credit report from TransUnion in various ways. One can request a credit report from TransUnion by phone at 877-322-8228, by mail at P.O. Box 105281, Atlanta, GA 30348, or online at the official website.
How can one apply for a TRW free credit report?
One can apply for a TRW free credit report online at the Experian website. One can also contact Experian by mail or phone to order a free TRW credit report. One can call 1-888-397-3742.
Where can one get approved for an APR credit card?
"Just like any other credit card, one can apply on line or at your bank and/or any bank. But just like any other credit card it depends on your credit history and there is no way to say whether or not you can get approved 100% on an APR credit card as the same standards apply to it as do to any credit card."
Who is eligible to apply for a CCJ mortgage?
In recent years it has become easier to apply for a mortgage with a CCJ on your credit report. The easiest way to determine if you're eligible to apply for a mortgage is to contact a UK independent mortgage broker after you have received your credit report from a credit reporting bureau to see if you qualify.
