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Not required, but recommended since you have a higher risk of being in an accident since you are less experienced...

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โˆ™ 2006-04-08 01:36:37
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Q: If you are a new teenage driver do you have to have full coverage insurance?
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If you have full coverage insurance on your auto do you have to put a new teenage driver on your insurance or would this be automatically covered?

Yes, you have to ad them to your policy I would call the insurance company and offer the drivers licence number to ensure coverage. there is no sense in taking chances with today's insurance company's.


Will full coverage cover the insurance holder if they were injured?

If a motorist is injured by an uninsured motorist and the driver has uninsured motorist coverage the insurance carrier will provide coverage, if certain information is obtained on the uninsured driver. If a driver has Medical payment coverage or PIP coverage he or she and any passengers will be covered by the drivers auto policy Medical payment coverage.


If I have full coverage insurance but the car I was driving only had liability insurance will my insurance pay for damages?

Yes I think so since you were the driver. The insurance covers the driver and not necessarily the car.


Does full coverage insurance cover any licenced driver?

If they are added to your policy as a scheduled driver yes they will be considered a covered driver.


My parked car has full coverage and was hit by an uninsured driver?

tell your insurance company and the police and your insurance company will pay everything except the deductible. If you have full coverage than your insurance is required to make good on the damage. It is up to your insurance company to try and get their money back from the uninsured driver of the other vehicle.


If you have full coverage do you need UMPD coverage or will full coverage suffice if you are hit by an uninsured driver?

you dont have to have umpd coverage if you have full coverage but most of the time on full coverage it has umpd and if you dont have umpd your collision will pay for fixing your vehicle but most of the time there is a higher deductible on collision I know this because i am an insurance agent


Does the Massachusetts DMV require me to have full MA car insurance coverage?

No, the Massachusetts DMV only requires that a driver have liability insurance.


If a borrowed automobile only has liability coverage will full coverage pick up and pay for the damage?

If it only has liability, then it can't get full coverage benefits. If the driver has full coverage auto insurance, it may pick it up for the vehicle he's driving, but that tends to be rare.


Will your full coverage auto insurance cover if an unlicensed driver got into an accident with your car but was not at fault?

Yes


Will insurance cover your car repair if you were the one who hit the uninsured person and you have coverage?

if you have full coverage insurance, yes it will cover you and other driver, depending on the limit of your collison coverage you have. if damage exceeds your coverage, then you have pay out of your own pocket to cover other driver's medical expense and damage. asian623 http://www.myspace.com/scionturboracing


Where can one buy full coverage auto insurance?

Full coverage auto insurance will be available from all the major insurance firms. Allstate, State Farm, Geico, and Progressive all offer it. Full coverage is more expensive.


What is the difference between minimum and full coverage with auto insurance?

Minimum coverage is the minimum amount of insurance required by law. Full coverage is the full package from the insurer, insuring everything they offer to cover.


Does full coverage insurance cover theft?

if your full coverage includes comprehensive coverage then yes, Auto theft is covered under the comprehensive portion of your auto insurance policy.


If you have full coverage insurance and a person who is not licensed gets into an accident in your vehicle can insurance cover your car damage?

Yes.Thats what full coverage covers


Do car insurance Nebraska laws require me to have full coverage insurance?

In Nebraska, you're actually not required to have full coverage. You'll only need to have minimum liability insurance.


Does insurance cover the car or the driver?

Both. It covers the medical expenses of the passengers and the cost of repair to the cars. That is assuming you have full coverage.


Do you need full coverage insurance on a vehicle in order to have a cracked windshield replaced or will liability and PIP insurance cover it?

Full coverage, minus the deductible.


Can a car be repossessed because of no collision insurance when standard insurance was active on the car?

If your contract requires full coverage and you do not have full coverage, you are in violation of the contract.


Does the at-fault driver with full coverage insurance pay for the other car?

No The person who is at-fault is responsible for your damages. His insurance will pay for everything. Tow, rental, damages.


Does your insurance cover your car when an uninsured driver is driving and have a wreck?

It really depends on the type of coverage you have. Normally if that person had permission to drive the vehicle, you have full coverage/collision insurance, and that person was at fault your insurance will cover damages. If someone else caused the accident, you would still receive damages from their insurance if they were insured. Sometimes however the driver's insurance would cover your damages under certain circumstances. As always, it is really best to ask your insurance carrier or refer to your most recent coverage letter from the company.


Does the insurance company have to pay for a rental vehicle for a client until their vehicle is fixed if they have full coverage insurance?

Rental car coverage is an add-on, check your policy to see if you are covered - if there was another vehicle involved in the accident and the driver was at fault, his or her insurance should pick up the tab.


Underage permit driver HAD accident in noncustodial parents car?

If an underage permit driver had an accident in a noncustodial parent's car, the insurance of the custodial parent should cover the cost. Contact the insurance company for full coverage benefits.


Can you get full coverage insurance on a salvage title car in Louisiana?

My insurance provider, Hanover, told me that they would only write liability coverage, and not full coverage on my truck that was flooded and totaled in New Orleans.


When will a person be required to have full coverage insurance?

usually you only need full coverage if you are financing or leasing your vehicle.


What type of insurance does alfa insurance provide?

Alfa insurance is a full coverage agency. They cover auto, life and home insurance. They have multiple options of coverage for you to choose from.