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tell your insurance company and the police and your insurance company will pay everything except the deductible. If you have full coverage than your insurance is required to make good on the damage. It is up to your insurance company to try and get their money back from the uninsured driver of the other vehicle.

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โˆ™ 2016-12-12 11:33:36
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Q: My parked car has full coverage and was hit by an uninsured driver?
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Will full coverage cover the insurance holder if they were injured?

If a motorist is injured by an uninsured motorist and the driver has uninsured motorist coverage the insurance carrier will provide coverage, if certain information is obtained on the uninsured driver. If a driver has Medical payment coverage or PIP coverage he or she and any passengers will be covered by the drivers auto policy Medical payment coverage.


What happens when a person hits your uninsured parked car in front of your home they have full coverage?

if it there fault there insurance pays


Would your car be covered if it is parked in your yard and is hit by an uninsured person under your full coverage?

If your "full" coverage includes Collision coverage then the answer is yes, or if you don't but do have Uninsured Motorist Property Damage coverage then the answer is also yes. I think some states have the UMPD listed seperately on the policy even if you have Collision coverage.


If you have full coverage do you need UMPD coverage or will full coverage suffice if you are hit by an uninsured driver?

you dont have to have umpd coverage if you have full coverage but most of the time on full coverage it has umpd and if you dont have umpd your collision will pay for fixing your vehicle but most of the time there is a higher deductible on collision I know this because i am an insurance agent


What do you do when the driver is uninsured and intoxicated and kills their passenger and the passenger has full coverage for their own vehicles can i go after the passengers insurance company?

If they murdered the passenger, then there is not much you can do.


Your car was hit while parked and they left no note will your insurance pay for this?

If you have full coverage on your car, then your insurance should pay. But if all you have is liability insurance, then no, it won't pay to fix your car. But there is a chance that your uninsured motorists coverage will pay for the damages, if you have it.


Will insurance cover your car repair if you were the one who hit the uninsured person and you have coverage?

if you have full coverage insurance, yes it will cover you and other driver, depending on the limit of your collison coverage you have. if damage exceeds your coverage, then you have pay out of your own pocket to cover other driver's medical expense and damage. asian623 http://www.myspace.com/scionturboracing


If your car is parked in a supermarket car park an d you RETURN to it and find someone has reversed into it am i insured for the damage?

If you are insured for 'full coverage' or possibly 'uninsured motorist', yes. In a standard liability policy you would probably not be covered.


Your car was parked in your driveway uninsured your friends mom hit your car and has full coverage can they come after you and will they fix your car?

If I am reading your question correctly you have nothing to worry about. I don't understand why you would be worried about someone coming after you. From your statement your car was legally parked and someone hit it and their insurance should pay.


If you are in an accident with someone whose insurance lapsed but you have full coverage will your insurance cover it?

Yes they will, but you may have to pay a deductable if you do not have uninsured motorist coverage, and you you must have comp & coll coverage.


What penalties does an uninsured Alabama driver face when an accident is their fault?

My husband was hit by an uninsured driver and he only got a 500.00 fine. Oh, and by the way, the UNINSURED driver just filed a claim with my insurance company, to try to receover damages to his car,WHAT about my damages? So, he is trying to get money in an accident he caused, and was driving around illeagally! How crazy is that! I suggest everyone keep full coverage insurance at all times to cover these idiots riding around with none.


Can you be sued if the driver of the other vehicle don't have a driver's license and you have full coverage?

yes

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