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Would your car be covered if it is parked in your yard and is hit by an uninsured person under your full coverage?
Wiki User
∙ 18y ago
If your "full" coverage includes Collision coverage then the answer is yes, or if you don't but do have Uninsured Motorist Property Damage coverage then the answer is also yes. I think some states have the UMPD listed seperately on the policy even if you have Collision coverage.
Wiki User
∙ 18y ago
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What happens when a person hits your uninsured parked car in front of your home they have full coverage?
if it there fault there insurance pays
Who is at fault if a person hits your parked uninsured car?
They are.
What is uninsured vehicle coverage?
Uninsured motorist coverage provides insurance coverage when you are hit by a person who has no insurance coverage. You uninsured motorist coverage will take the place of the insurance that the other person did not have and will cover your damages just like theirs should have if they had it. The only difference is that you will have a small deductible for property damage coverage.
Is an uninsured friend covered by your full coverage insurance if you let them borrow your car in Ohio?
no No. The person who is borrowing the car must also have insurance.
If an insured person hit your parked car at 1215 pm and you were uninsured but got insurance at 1pm of the same day are you covered as considered having insurance?
No absolutely NOT - nice try though (with all due respect)
Can you drive uninsured with a insured licensed driver in the passenger seat?
No, if the other person is driving the uninsured vehicle, then that person is still covered by their own policy. But, if you AND the vehicle are uninsured, then it doesn't matter who's in the passenger seat.
Do you always pay deductible if your car got hit in your driveway during the night and you don't know who hit you?
Yes, this would be covered with your uninsured motorists coverage and all uninsured motorists sections have a deductible of at least $250 or higher for the property damage section of the UM coverage. If later on the person admits or some way it is discovered who hit the car, then you would get your deductible back when you company was reimbursed by the person or their insurance company.
What kind of insurance pays for a car accident you are in if the other person involved has no insurance?
Uninsured motorist coverage
What happens if a uninsured person hits your uninsured parked vehicle?
Depends on the state as far as I am aware but I think for the most part you are screwed if they are here illegally at least. If they are just uninsured but live here sue them and all should be fine... As long as you have there name and plate of course.... * You are never in the right to hit a parked vehicle nor rear end a car. FactPalooza.Com Interesting Facts. Thank You
Who is liable if an uninsured driver borrows a car and causes an accident?
unless the person stole it then the owner is responsible. the uninsured person might be covered under the owners policy as extra driver though.
Are the Visiting Angels services covered by insurance?
Insurance coverage is different on a person by person basis. Depending on the type and amount of coverage you are paying, it is possible that Visiting Angels's service is covered.
If a car was parked in a lot and hit and the person did not leave a note or anything will your insurance cover it in California?
You would need to have Collision and or Uninsured Motorist Property Damage coverage for the vehicle in order for the insurance company to pay. You may also have to make a report to the business that owns and maintains the parking lot.
