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If you are an additional card holder on your father's credit card and use it to charge things for him are you responsible for the card if he dies?
Wiki User
∙ 8y ago
Maybe. Banks/CC Corp. adhere to different agreements. Some apply the debt responsibility to the person who opened the account. The majority will attempt to collect from anyone who holds a card issued on the account. The assumption being that any charges made are joint debt. If it becomes a matter for the court, the court decision will be based on state creditor/ debtor laws.
Edit by some1 else.....WHAT KIND OF SICK PERSON ARE YOU?!?!?!ITS BAD ENOUGH THAT YOU PROBOBLY USE YOUR DADS CARD BUT YOU CARE MORE ABOUT BEING RESPONSIBLE FOR YOUR DADS CARD THAN HIM BEING DEAD!!!!!!!!!
Wiki User
∙ 8y ago
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My wife has been using a credit card of her deceased fathers credit I also used the card but did not know it was on his credit can i be held responsible for credit card fraud?
Yes!
Are children responsible for deceased fathers debt in California?
Not unless they co-signed for the loans or credit cards. The estate is responsible for the debts.
If you were an additional card holder on your father's credit card are you responsible for the debt afte?
YES
Who is solely responsible for a wife's credit card debt?
if it is under your name and she is an additional card holder but the bill comes to you I think you are responsible for the debt.It might be worth asking your credit card provider.
Who are solely responsible for credit card defaults?
It may not be a "sole" party...it is everyone that signed as a responsible party (primary and co-signers) for the line of credit that was used....they are responsible to pay the charges and therefore are responsible if it is in default and the charge hasn't been paid.
Can you overdraw on a credit card?
Yes, but the card issuing bank would charge you over limit fee and other additional fees if you exceed your credit limit
Can you use your credit card for foreign currencies and is there any extra charge to this?
You can use your credit card to charge items that are priced in different currencies. Most consumers who travel overseas do this. The exchange rate is factored, according to the contractual terms on your account, and your billing statement then shows the charge in U.S. Dollars. Whether or not there is an additional charge would depend upon the fine print in your contract. Contact your credit card company for the specifics.
If a additional cardholder is on a credit card is heshe responsible for deceased persons debt?
It depends. If the additional cardholder is designated ONLY as an authorized user, that is - that person's credit history was not used together with the decedent's credit history for the original credit line - then no, because the credit line is linked only to one social security number. If the additional cardholder applied as a co-applicant (not added as an authorized user) with the decedent for the original credit line - then more than likely, yes. Individual state laws take precedence. Ask for an original copy of the contract from the creditor to be sure.
What can you do if a credit card on which you were an authorized user is showing up as a charge off on your credit report?
Authorized users are not legally responsible for debt. Contact the crediting bureau and despute the item (explaining the circumstances.) They have to remove it!
Is an additional credit card holder liable for the whole debt on the credit card account?
ia an additional credit card holder liable for the whole debt of the credit card account
What does an annual fee mean with credit cards?
The annual fee of a credit card is a charge applied once yearly. This charge is the cost of having the credit card. There are many credit cards available that do not charge a fee. The credit cards that do charge a fee often offer rewards, like travel.
How much credit is due to the founding fathers?
All of the credit you can give! You wouldn't have freedom the US!
