It's not actually a refusal. It is whatever is stipulated in your policy. Insurance companies are very careful about wording in documents. Although you can appeal to the company and also through the courts. But fighting an insurance company is usually an uphill battle.
maybe, it depends on what insurance
There are several agencies providing medical transportation in NC. One of these agencies is CJ Medical Transportation in Greeensboro, NC.
You find an internal medical doctor that takes your insurance in Texas at www.acponline.org/ . Another good site is www.eHealthInsurance.com
Unless you are his guarantor for his medical bils, you do not need to do anything about his using your insurance cards. When the doctor's office submits the bill, the insurer will notify them that he does not have insurance. The doctor's office will then go to him for payment. You are not at risk for his medical bills.
Having medical malpractice insurance is extremely important for doctors. This insurance will protect the doctor in the case of any law suits against him or her.
That normally is not covered by insurance. There are vans that can be hired.
I have been a medical biller for over 10 years. It is always whoever is going to the doctor that one's insurance will pay. So, the husband goes to the doctor it is his insurance that would be the primary insurance and the wife's insurance could then be billed for the balance, i.e. copay, deductible, etc.
HMO medical insurance covers all aspects of medical coverage that a person should need. This includes doctor's office checkups, outpatient surgeries, and hospitalizations.
A medical marijuana card is given to a patient through their medical provider. The doctor is covered under the patient's insurance as is the marijuana since it is considered a prescribed medication.
That is insurance terminology. It is a portion of a covered claim that the insurance company will not pay and that you have to pay to the doctor or hospital yourself.
Get in touch with the National Medical organisation/board. In Ireland we have the IMO, Irish medical organisation
If you are suffering these you should go and see a qualified medical practitioner (a doctor).