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If you are coming to the US for your job and your wife is pregnant will her pregnancy be covered by the companys group insurance?

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2015-07-15 19:49:23
2015-07-15 19:49:23

Yes. For documentation see www.SteveShorr.com/maternity.htm

and United States Code 26 U.S.C.A. section 9801(d);

http://uscode.house.gov/uscode-cgi/fastweb.exe?getdoc+uscview+t26t28+2544+5++%2826%20U.S.C.A.%20section%209801%28d%29%29%20%20%20%20%20%20%20%20%20%20

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Assuming the teen is covered under the policy before she gets pregnant and the plan does not exclude pregnancy for all then yes.

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Many health insurance policies have a maternity waiver. Meaning that pregnancy is not covered. ( Kind of a self inflicted injury type thing ) However, most companies will cover complications of pregnancy.

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This will depend on the kind of health insurance your parents have. Some health insurance may cover pregnancy while others do not. You will need to contact your insurance agent and ask them about your family coverage.You should also have a insurance booklet that states what treatments and doctor visits are covered and what is not covered.

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No. For one thing, an insurer will generally not cover a pregnancy if the inception of the policy was after the woman became pregnant. That said, the insurance laws of most states require insurers to include pregnancy-related expenses within the scope of coverage. Likewise, complications of pregnancy are usually covered as any other illness.


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