Generally yes. Most employer coverage is guaranteed issue. If you applied for an individual coverage and were denied for underwriting reasons that should have no effect on the employer plan. In fact, it is common for someone with an uninsurable condition to make the availablility of health insurance a prime consideration when looking for a new job for this very reason.
Every Insurance company has it's own underwriting guidelines. So it just depends on the company.
Absolutely - the insurance company would view you as a 'high risk' because of your DUI. Any insurance company can refuse to insure you - they don't have to give a reason !
When applying for life insurance you need to always answer the applications correctly and honestly or a claim may be denied. If you purchase new life insurance you do not need to go back to your already in force insurance company and advise them.
She was denied coverage because of some bureaucratic mix up with her insurance company.
Yes, but it makes it more difficult to find them once you have been denied. This is why you should always work with a broker!
Logically, he should not be denied his right of life insurance,even after his act of attempted suicide.But if there was police case,it's better to reveal the fact in the proposal form for consideration of the Insurance Company.
Take the Insurance company to court. The Doctor has to be paid by some one. and in the end it is you that is responsible for this.
What kind of Insurance?
In Virginia (and in most, if not all, states) there is an insurance bureau (http://www.scc.virginia.gov/division/boi/) to which you can file a complaint if you feel your claim was wrongly denied. Theoretically, they provide some regulation of the insurance industry and protect consumers to some extent.
can a person be denied medical servises due to no insurance
In certain circumstances where you are not eligible for a particular right, then yes, rights can be denied for various reasons.
My husband was hurt on the job on 9-2-08. He was denied workman's compensation , so we have hired a lawyer. He is on total temporary disability and the company he works for is going to cancel his personal medical insurance within 5 days. Can they do this while he is on disability?
You may be able to but it isn't very likely.
No, an insurance company will generally not use the availability of employer-sponsored health insurance as a criteria in determining your eligibility for a private policy. Agent http://www.anyhealthinsurance.com
Just because you are denied insurance coverage with one company doesn't mean you will be again. As an independent insurance agent, I represent over 15 different auto insurance companies and if someone is truthful with me I can place them with the company that has the best coverage and rates for their situation and driving record.
Under normal circumstances, no. A life insurance company will pay the proceeds to the named beneficiary.
The insurance company has found some record that you have someone living at your residence that you have not denied. Esurance told me they sent an email with a 10 day response time limit, and afterwards issued a policy cancellation notice.
I claim this stretch of river as my own. The insurance claim was denied by the company. Many people claim to be descendants of the original Pilgrims.
Yes. If the medical provider wants to challenge the denial then the medical provider must submit his request for reconsideration within a certain time limit. The bill-er would have to contact the insurance company to find out when the time limit ends and if the denied claim can be re-billed with special documentation.
It depends on why they didn't pay the claim. If you have the coverage and followed the requirements, like making a police report, cooperating with the insurance company as well as the police then you should have no problem with a claim, if it was in fact a theft. Otherwise you can always sue the company or file a complaint with your state department of insurance if you feel you were denied coverage you paid for.
Most states allow you to file a claim up to 2 or 3 years after an accident, but you can only sue an insurance company if they have denied your claim.
California laws dictates that people with disabilities cannot be denied car insurance coverage. Each individual will have to be assessed and the risks factors written into the car policy as the insurance company must do, but you can get coverage with insurance companies if you are disabled.
An insurance denial attorney will fight for you, should your claim be denied by your insurance carrier.