Generally yes. Most employer coverage is guaranteed issue. If you applied for an individual coverage and were denied for underwriting reasons that should have no effect on the employer plan. In fact, it is common for someone with an uninsurable condition to make the availablility of health insurance a prime consideration when looking for a new job for this very reason.
Every Insurance company has it's own underwriting guidelines. So it just depends on the company.
no
Absolutely - the insurance company would view you as a 'high risk' because of your DUI. Any insurance company can refuse to insure you - they don't have to give a reason !
When applying for life insurance you need to always answer the applications correctly and honestly or a claim may be denied. If you purchase new life insurance you do not need to go back to your already in force insurance company and advise them.
Yes, but it makes it more difficult to find them once you have been denied. This is why you should always work with a broker!
Logically, he should not be denied his right of life insurance,even after his act of attempted suicide.But if there was police case,it's better to reveal the fact in the proposal form for consideration of the Insurance Company.
My husband was hurt on the job on 9-2-08. He was denied workman's compensation , so we have hired a lawyer. He is on total temporary disability and the company he works for is going to cancel his personal medical insurance within 5 days. Can they do this while he is on disability?
Take the Insurance company to court. The Doctor has to be paid by some one. and in the end it is you that is responsible for this.
In Virginia (and in most, if not all, states) there is an insurance bureau (http://www.scc.virginia.gov/division/boi/) to which you can file a complaint if you feel your claim was wrongly denied. Theoretically, they provide some regulation of the insurance industry and protect consumers to some extent.
You may be able to but it isn't very likely.
What kind of Insurance?
In certain circumstances where you are not eligible for a particular right, then yes, rights can be denied for various reasons.