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Answered 2009-02-03 23:33:45

This is different from policy to policy. You need to check the owner's policy to see what is covered. If the owner didn't pay for such coverage, then the damage is not covered. Provided the owner is paying for comprehensive and collision coverage the damage will will be covered, subject to a deductible, as long as the driver is not excluded from coverage.

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If the car you are driving is insured then you are not driving without insurance.



Absolutely. You are responsible for making sure the vehicle that you are driving is insured. It does not make any difference that you have other car insurance or even that the owner of the vehicle has other insurance. If there is not insurance on the vehicle you are driving then you are guilty.


You would be covered by the insurance on your friend's car if you are driving it with their permission. To be safe, get the parents' permission, not just your friend's. It may be that your friend can't give a legally binding permission.



Insurance follows the car, not the driver. As long as the car is insured and you have permission from the owner to drive it, you are covered.


Do you have any insurance. If driving, they ask for your proof of auto insurance.


If you have insurance yourself you are insured to drive someones car. If you have an accident your insurance will cover it.


As long as the insurance is in your name only you just call the insurance companyBUTThis may be illegal unless the person driving the vehicle knows and agrees


You need to add him to your insurance or he must have his own. Your boyfriend is not automatically insured.



If you're liscensed, and have permission from the person under which the car is insured, you are able to drive the car if it is insured even if you yourself are not insured


If you are driving the car, then you are officially liable for driving without proof of insurance, but most police will be understanding if you are driving a company car that you didn't know was insured.


It depends how old are you and whether or not you are an insured driver under the terms of the terms of your Dad's insurance policy. Your Dad's insurance agent can tell you if you are insured to drive the vehicle.


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You would call the insurance company of the person's car that you are driving. The insurance follows the car and not the insured.


Yes, there is no bar in the insured person being beneficiary on another insurance policy.


No, but car has to be insured to register it & keep it registered. to take the driving test, the car you use must be insured.


If you gave permission then it should be covered.


Car insurance follows the car. If you are using the friend's car temporarily, with permission, as a substitute for your own insured car, your insurance should cover you if the friend's insurance does not. What if my friend (who has the car) does not have insurance and I want to pay for my faults and fix it - will he be arrested?


Yes, he should be. Most insurance companies insure the CAR and ask how many and ages of the drivers in the household to determine a rate. If you didn't steal the car, and had permission of the owner you should be insured.


Barring any exclusions in your policy if the driver had your permission to drive they will be considered an insured driver thus afforded coverage.


Yes, they can add you as an "additional insured" on the policy. It could possible make his insurance rates go up though as it will then be considering your age and driving history.


Insurance rates vary for several different reasons. One being the type of auto that you are wanting to be insured. Another reason is what type of driving record do you have.



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