== == Question..........Did you leave the scene of the accident? If so, you should have been charged by police. On the other hand, if you didn't run and the other driver did run away, you are OK. And YES you should all ways tell the TRUTH to your insurance company, or it WILL come back and bite you in the butt. That also applies to the NEW insurance company. Ethically you have a responsibility to be truthful about your past driving record.
After an accident, all parties involved with the accident should exchange insurance information. Typically, the insurance companies will talk to each other about repairs and cost.
If you have been involved in a car accident, the first thing that you should do is contact 911 if there have been any injuries, so that you can get medical attention. After that, you should make sure to take notes of what happened and photos if possible. You should also get the contact information for anyone involved in the accident, and report the accident to your insurance company.
If they know about the accident, there should be a claim involved so it could.
It depends entirely on your insurance, the other driver's insurance, who's at fault and what injuries and damage were involved. Nobody should 'make' money due to an accident, but they should be put back in the shape they were before the accident or compensated for what can't be returned to the original status.
If you were driving someone elses vehicle and involved in an accident whether it be fatal or not then the person who owns the vehicle should have insurance on it and then the accident would be covered on that policy but if it goes over the amount that they have then its possible for yours to kick in and pay any extra.
claim 4 insurance.
Your insurance information and contact information would suffice.
You should immediately report the accident both to your own insurance company and to the vehicle owner's insurance company. Depending upon which state you are in, either one or both insurance companies is responsible.
The answer should be yes to both parts of the question. You should notify them.
they should, as long as you report it soon
Usually an uninsured motorist accident is not chargeable against insured in any way. Your rates should not be effected at all with most insurance companies.
If you have been involved in an accident with a Semi Truck, the first thing you should do is get medical help, even if you feel fine, you could have injuries. Afterwards, call the police. Exchange information with the other drivers involved in the accident. Get their license numbers and insurance information.