No, this is not possible. Legally, you have to enter a binding contract with a credit company, and even with a cosigner, no one under the age of 18 can legally enter into a contract. If you are emancipated, then you are considered a legal adult, and then that would be a different story. Other than that, this is not possible. -Jesse
Yes, but if you don't pay the bill the cosigner will be held responsible
No you can build credit by taking out a loan and paying it back ON TIME. Or have someone cosign a loan for you in order to get approved for a card or loan but make sure the cosigner fully understands the agreement because they'll take on most of the risk.
You would have to unlawfully detain said relative. Also helpful to not cosign for people.
Some of the credit card issuers will allow a person of 15 years of age to obtain a credit card with a parent or guardian written consent. Check out the card issuer for additional information.
It maybe related to the credit card processor, or there could be a problem with your card as well. You could ask the restuarant what credit card processor they use, it might be on their POS terminal.
A credit card requires a contract. Contracts can not be executed with a minor (someone under 18). So you would need a parent or guardian to be a co-applicant or guarantor if you want a credit card.
There were no credit cards in 1900, hence no credit card debt.
It could be that your business has reached its credit limit for the month. It could also be that someone using the business credit card is buying something not business related and the credit card company has stopped the card temporarily.
Rather than ask your family to jeopardize their credit, why not get a debit card until you've built up your own credit? First, it assures family that you won't default on payments and make THEM pay, and second it lets YOU build up a credit score. It's far more mature as well.
If its not in your card, you could either call the company or ask a store with a credit card machine. :)
You can try. It probably won't work. Basically lenders assume that if you cosign for something, you understand the risk. They don't care if the primary person forgot to notify you that he/she was having trouble. It's not fair, but it will make you think hard before you cosign for someone again. Be very careful.
you may not use a credit card in some places, but you could use a debit card