If you are planning on buying a home in one year should you pay off your collection accounts now or wait?

PAY OFF NOW!!! DO NOT WAIT!! Have your credit clean a year from buying that house and will can get a bank loan, lower interest rate and better financing. Also, you probably know, but about 6 months before buying a house DO NOT take out any loans especially a car loan. I just bought a house after a fraudulant real estate sell that nearly broke us, it took us almost 10 years to fix what they did to us.

Pay OFF NOW!!! I just went through that and is easier to get the mortgage loan...