no
AnswerNo, the landlord's insurance will only cover the contents of the landlord and not the renter. The renter should have their own insurance policy, called a tenants policy or HO-4Typically, the landlord's home insurance would cover damage to the structure of the apartment but not your personal belongings like books and comics. You would need to have renter's insurance to cover damage to your personal property in such a situation. It's important to have your own coverage to protect your belongings in cases like this.
Insurance is designed to cover large, unexpected losses. Maintenance and wear-and-tear are not covered.
If you stopped leaking and then suddenly started leaking again, that is a possible sign of pregnancy. But if you have never stopped leaking, then it's probably that you just haven't "dried up" yet. It takes some women longer than others.
The landlord is more responsible for the pipes than your neighbor. If it's simply a matter of the pipes underneath his bathroom leaking onto your apartment (which does suck, and I'm sorry) then that's one thing. If, however, you neighbor knew about the issue and did not report it, allowing for the resulting damage, then he is also to blame. Nonetheless, the bulk of the burden falls squarely on the landlord.
Landlords Extended Coverage?Yes, he is telling you the truth. If there is no extended coverage for leaking pipes or faucets then they will not come out, there would be no reason to do so.Someone needs to hire a plumber. Most leaky sinks are easy fixes.There is no reason for an insurance company to investigate a loss that it already knows is not a covered peril.Many home insurance policies ( Especially Tenant occupied ) Dwelling policies do not cover damage or losses from old or leaky plumbing resulting from normal wear and tear. That's a maintenance issue not an Insurance issue.Also the owners policy would generally not pay for property loss of another. That's what Renters Insurance is for.Many landlords are now beginning to "require" that tenants purchase renters insurance in the lease terms in order to avoid just these types of tenant issues.
No since an insurance company would not want to be liable for damage caused by the leaking roof.
It will cover the building but not the contents.
There are several things that can cause your 1986 Nissan 300 automatic transmission to send you a start leaking fluid the most common cause is a blown seal in the front of the transmission. There is a seal in the rear of the transmission. The transmission pan gasket can be leaking.
no working so you had to call plumber to check your leaking tap. please send money and IPAD about two please for me and my brother
For the ceiling to be damaged there is a leak! As to who's fault it is that is the question. It is determined by who is responsible in your apartment for the upkeep of what is leaking. Some of the causes could be a leaking tile wall or tub surround, water leaking where the valve or spout protrudes through the wall, a drain leaking, the shower valve or piping leaking, water spilling over the edge of the tub on the floor or even a roof or window leaking. I would recommend hiring a plumber to investigate and repair any leak that is occurring as most of the time it would be your responsibility for repair. A leak is not going to get any better on its own and water damage costs can be significant.
If you drive through a water puddle, water can get on the belts-antifreeze leaking, oil leaking, maybe a bad alternator /idler bearing, and sometimes a glazed/worn out belt.
Generally no. You need "all risk" contents for that to be covered.
The advantages in buying an apartment are,You don't have to mow the lawn and other lawn workIf your car has oil leaking problems you wouldn't have to clean the spot your car was parked atTheif free (if you live in a gated area)The disadvantages in buying an apartment are,Rent are highSmall living spaceYou can't make much noise