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AnswerNo, the landlord's insurance will only cover the contents of the landlord and not the renter. The renter should have their own insurance policy, called a tenants policy or HO-4
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12y ago
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1mo ago

Typically, the landlord's home insurance would cover damage to the structure of the apartment but not your personal belongings like books and comics. You would need to have renter's insurance to cover damage to your personal property in such a situation. It's important to have your own coverage to protect your belongings in cases like this.

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Q: If you are renting an apartment and the water heater suddenly starts leaking will the landlord's home insurance cover damage to books and comic books?
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