Yes it is as other insurance companies will hold a record. Not disclosing is fraud.
You are to disclose your gender to health service providers.Whether you are married or virgin,you are not bound to disclose while applying for a health insurance policy.
this is where you are required to disclose to disclose your previous health problems you may have had
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Yes but you must disclose the fact that you are pregnant.
Yes, and they may cancel your insurance if you do not disclose the DUII
Yes. They will likely cancel your insurance if you fail to disclose your DUII because of insurance fraud.
Yes they can. But they will have to refund any unearned premium to you. Each state has it's own regulations that determine how and when the Insurance Company can cancel a policy and most companies stricltly adhere to the regulations. IE, Fraud or Misreprentation on the Insurance Application. Claims within the first 60 days of a policy, Undisclosed drivers, Undisclosed accidents or tickets, Failure to fully disclose a risk, etc.
failure to disclose material facts that changes insurable risk
No, not without discussing it with you first. When you apply for the insurance it is up to you to disclose who lives at your residence and who will be driving the car.
The life insurance company can refuse to pay on your death, as you fraudulently signed the contract.
Insurance questionnaires differ depending on the company and the type of insurance you are applying for. For health insurance, you will generally need to disclose all information related to your health including surgeries, hospitalizations, and immunization.
While it is often common practice for drivers not to report minor accidents to their insurors, when/if another driver DOES report such an incident you have a contractural obligation to your insurance company to disclose the details of the accident when they ask. Reason being: They might wind up having to pay for the the other party's damage and they need to know if their claim is justified, or not.