If a person is listed as a driver on someones insurance they can file a claim themselves. The person living abroad can also initiate a claim on behalf of the driver if they wish too.
Pretty much all insurance companies offer countrywide insurance. If one is not insured in the whole of one's own country, then there would be little point in being insured. It would be self harming business on the part of the insurance companies, and they are more clever than that. What is important on the other hand, would be to buy an extra travel insurance for when one goes abroad.
The only way you can be certain is to contact your insurance company and ask. Also make notes including the person whom you talk to and if you can get it in writing, Check your policy also.
Esure insurance offers four different types of insurance - Home, Travel, Pet and Car. Home insurance is normally building and or contents, travel insurance covers medical costs abroad, pet insurance covers vets fees and medications, and car insurance covers your car repairs in the event of an accident.
If you do not have any health insurance that covers you abroad it may be a good idea to get health and repatriation. Items purchased with credit cards will often be insured by the so make sure to look into your credit card company's policy.
One can purchase car insurance abroad from the selection of companies that provide car insurance. GEICO and Esurance are two of the more well known examples that provide this service.
Yes, you can. Does not mean you SHOULD.
HTH travel Insurance has the best travel insurance for families. It provides insurance for families on travel, study, or abroad. It also comes at a low price.
No. As per Motor Vehicles Act, 1988, your Comprehensive Car Insurance Policy is only valid in India. It does not cover your other car abroad.
That probably depends on the length of time you plan to be abroad. If a year or more, then international health insurance should probably be something you should consider. If just for a short semester, I would recommend against it.
Travel Insurance covers you for risks you might be exposed to an overseas trip. Typically, it covers death, personal accident, medical expenses, repatriation (in the event of death abroad, the cost incurred in bringing the body back to the native country), loss of checked baggage, delay in receiving checked baggage,loss of passport and third party liability.
It depends on the company, probably though.
This is possible with few insurance companies as BUPA in the UK or Blue Cross Blue Shield Global and Unicare Global in the United States.