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If you are worse off in Chapter 13 than before you filed the Chapter 13 can you ask to have it dismissed?


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2005-11-11 18:33:42
2005-11-11 18:33:42

Yes, but with new bankruptcy laws having been implemented it may prove somewhat difficult. The involved parties will need to prove to the trustee/court that they are unable to meet the obligation. More than likely the trustee will suggest the "13" be modified rather than dismissed. If the BK is dismissed the debtor loses all BK protection and creditors may pursue collection, repossession and lawsuits as the so choose.


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Worse, the British did not pay (I think) any thought to it and just dismissed it and mad them even more mad.

NO worse than the B/K and you get to pay any balance owed. What great service from your friendly B/K attorney did you get for the money you payed? good Luck

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Will likely be dismissed before even any hearing. The one turning over the wages must do so because they have received legal notice they arr required to..or face substantial penalties and even contempt of court legal actions. If you have an actual argument as to why you don't owe the debt, that should have been made before the court judgment requiring a garishment. Now, you probably can make the argument, and if it is successful stop the garnishment and get the $ returned, but your position is even worse than before. By the if you ignore it t doesn't go away, and it actually can get worse from here!

Its like at the end of chapter 3 when he says something about "I didnt think things could get worse then this, but i was wrong". Not sure of the exact quote but you can look at the very last page of chapter 3

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No, it will probably hurt your credit. The Chapter 13 is on your credit report for 7 years from the date the Order for Relief is entered, which is the day the case is filed. So, even if you dismiss it the credit hit from the 13 has already appeared on your credit (a 75 to 150 point drop). And, if you dismiss it, then all the creditors included in it suddenly come back to life and would start billing you, making your debt to income ratio worse. And, if you fail to pay them, then the late payments would make your credit even lower. Once a 13 is filed, it's best - creditwise - to finish it.

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i had it before there like muscle spasm but worse you should check a doctor or it may get worse over a period of unkempt time.

Sometimes people try to run away from there problems but that doesnt get you anywhere but back to where you started but even worse off

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Its happened to many people before you can get headaches even worse than before and get a stomach ache that's all i know

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