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A contract is a legally binding agreement unless it states otherwise. If the contract says you have five days to bring it back, you can bring it back. A dealer may be nice enough to let you bring it back if you explain the circumstances but after it leaves their lot, they usually do not care.

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Q: If you buy a car and have five days to keep it and after the five days you dont think you can pay for it can you take it back?
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