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Yes, All insurer are going to check your claims history either at the point of purchase or within 60 days of the policy effective date.

You can't hide claims anymore, It only takes the click of a single button and less tahn 1 second to retrieve your claims history.

It's best to be honest about your claims history. When the insure discovers that you have lied or attempted to conceal your previous claims, they may just decide to cancel you, not necessarily because of the claims but rather because you showed dishonesty in your application for insurance, misrepresenting your claims history on an insurance application is considered a form of "Insurance Fraud" which is a felony.. The insurers reasoning is that if you were dishonest about your driving record, then you are more likely to be dishonest about other things as well,

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I have 2 claims for other companies and that hasn't affect me with the other insurance. I don't think they can find out. Insurance Fraud If the application asks about previous claims and you do not list them, your insurance will be cancelled if (when) they find out about them. I would be surprised if they did not. When I was shopping for new insurance, the agent pulled up my DMV records on his computer and I'm sure the claims information is available somewhere, too. If there was a police report but no claims of any sort, will they find out and will they increase my premiums just because of the police report?

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โˆ™ 2014-08-15 22:38:34
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Q: If you change insurance can the new company find out if any claim were made against you from the previous company?
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Can you change homeowners insurance companies if you have a claim with the old company?

Sure, So long as you disclose the previous claim to the new company. Failure to inform the new insurance company of previous claims is insurance fraud by omission of a known fact and is a felony offense. Should the new insurer find out that you intentionally tried to conceal the previous claims they can deny any and all coverage under the new policy.


If you change insurance companies after an accident does the prior insurance company still have to handle the claim?

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What is needed to do to change a beneficiary on a life insurance policy if they have passed away?

Contact the insurance company and request a change of beneficiary form. They will mail the form to the policy owner. You fill it out and mail it back to the insurance company so they can update your life insurance policy.


Can insurance companies claim lapse of coverage in a situation where a purchase of home is thru a relative who maintains their coverage on the home until move in of the relative who purchased the home?

Yes. The previous owners insurance policy coverage does Not pass through to a new owner. You can not ride off the previous owners insurance policy.If all you had was the previous owners insurance policy, Then you had no insurance at all. You and your property were effectively uninsured. If a loss occurred, payment would be denied based on the fact the the named insured (previous owner) no longer has an ownership interest in the property and the new owner never contracted for an insurance policy. The old policy does not belong to you as a new owner.The previous owners policy was a contract specific to that named owner and his or her owned property with the insurance company and was between them. Once they sell, it is no longer their property. A new owner is not a named insured under the terms of the previous owners policy. The previous owner being a relative does not change this..When a property sells or changes hands the previous owners Insurance Policy ceases the exact moment down to the exact hour minute and second of the day the property changes hands. All coverage under the previous owners policy stops, it is null and void whether or not the insurance company has yet been notified of the change in ownership.The new owner has a responsibility to purchase and qualify for his or her own insurance coverage. All Property Insurance policies are like this and it is clearly stated in the terms of the insurance contract.


What does the average insurance company cover for in home care for the elderly?

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If you are moving to another state how can you change your automobile insurance?

If your insurance company is a nationwide company, simply update your address with them. If it is a smaller company that does not have coverage where you are moving to, then find a new insurance carrier where you are moving to, then cancel your old one.


Does mortgage company know the change of the homeowner insurance to landlord insurance?

Your Insurance Company is required by law to provide a copy of insurance policy at renewal time to your mortgage company and to notify them of any endorsements or changes in coverage. They may Notice it if they review your policy.


Can you change home insurance companies when a claim has not been dealt with?

You can change insurance companies any time you want. However, the insurance company you have on the date of the loss is the only company which you can seek payment from for the damage. If you are having problems getting your company to address your claim speak with an attorney or a public adjuster.


Can you change auto insurance if you just was involved in an accident?

You can change your auto insurance at any time. It is up to the company to decide whether or not to accept your claim.


What do you do if your insurance company changed your policy without notifying you due to lack of inspection but you were never told and the finance company shows you have full coverage?

They can't do that. In most states, especially in California, an insurance company cannot change the terms of your policy unless it's in WRITING and why they wish to change it. Call your insurance company and find out what's up, and check your state department of insurance and find out there as well.


How can you change a signed auto insurance settlement?

You don't. A signed settlement is a legal binding agreement between you and the insurance company.


How do you transfer ownership of a life insurance policy?

You must request a "change of" form from the insurance company that issued the policy. Then, the old owner must assign new ownership, and both the old owner and the new owner must sign the form, mail it to the insurance company. Once received and processed, the insurance company will issue an endorsement to the policy, indicating the change of ownership.


The concept of repricing life insurance policy?

Re-pricing focuses on the rate revision, there is no change in existing benefit structure of the product. The rate revision is necessitated due to several reasons. Some of the reasons are as follows ü When the insurance company feels that the product is not sold as expected then the insurance company will revise the rate to sell the product. ü When the insurance company feels that the product does not give profit as expected then the insurance company will revise the rate to earn profit. ü When the insurance company feels that the product has more demand then the insurance company will revise the rate to meet the demand. ü When the insurance regulatory authority asks the insurance company to revise the premium then the insurance company will reduce the rate.


Change of insurance due to jobs. When will my existing insurance expire.. end of the month... the next month?

Check with the Personnel Office of your previous employer.


Who and when did Reliable lic insurance endow annuities exist and did they change their name or merge and or bought out by another insurance company?

From 1967 to 1970


Does AAA Insurance cover when you are dropped by existing insurance company?

I believe the will change your tirey and jump start you, call them for all else.


Would a mortgage company change your homeowners insurance to their name if they were not going to approve your loan?

No.


If you want to change my insurance and you already toll your insurance company about an accident that is not your foult ca you do it with out afecting you?

I don't want to chance your insurance company but if you do, the accident was not your fault so it does not matter. Just ask your agent this question. He is here to help you.


Can a insurance company cancel your insurance because you do not live in your home?

Yes, The terms of our Homeowners Insurance Policy state that we must notify the insurance company if there is a change in residence of the home. Failure to comply with the terms of the insuring contract are grounds for cancellation or non-renewal of the policy.


Can you change car insurance companies while a claim is still being settled?

Yes. You can change at any time. The insurance company cannot deny the claim because you changed companies.


What is the rule of purdentual Ins on who can change the benificery?

Prudential Insurance is a global 500 hundred company for selling life insurance. The only person that can change a beneficiary on a policy is the policy owner.


What did Carolina life and casualty insurance company change it name to?

Jackson National Life Insurance Co. 1-800-565-9044


Can you change the deductible and cap amounts on your health insurance policy without changing policy number?

Probably. Check with your specific insurance company.


Are you obligated to inform your insurance company if you move in-state and will your rates change?

Yes and maybe.


Can a life insurance company give anyone your policy number or change information if you are the owner of the policy?

no