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If you want to change my insurance and you already toll your insurance company about an accident that is not your foult ca you do it with out afecting you?
I don't want to chance your insurance company but if you do, the accident was not your fault so it does not matter. Just ask your agent this question. He is here to help you.
Can you change auto insurance if you just was involved in an accident?
You can change your auto insurance at any time. It is up to the company to decide whether or not to accept your claim.
Can you change home insurance companies when a claim has not been dealt with?
You can change insurance companies any time you want. However, the insurance company you have on the date of the loss is the only company which you can seek payment from for the damage. If you are having problems getting your company to address your claim speak with an attorney or a public adjuster.
Can you change car insurance companies while a claim is still being settled?
Yes. You can change at any time. The insurance company cannot deny the claim because you changed companies.
When and how do auto insurance claims impact your auto insurance rate For example I have reported the accident but have not yet made a claim. The other vehicle also may not make a claim.?
First always get a police report, this is reporting. You should always tell your insurance company, in case the other party is trying to commit fraud. (Fraud makes everyones rates higher.) If you have reported the accident to your insurance company you have made already made a claim, if you decide not to have insurance company repair your vehicle, most of the time your rates should not change, this all depends on the insurance companies underwriting guidelines.
How much does 2 points on your license raise your insurance?
Points on your license does not automatically raise your insurance until the insurance company looks at your record. This usually only happens when you change your policy or have an accident.
Can you change homeowners insurance companies if you have a claim with the old company for hidden dry rot?
You can change insurance companies at any time you want to. Dry rot is not covered under any homeowners insurance policy and will not be covered by any other company that you change to. When the company finds that you are filing claims for such items and are mad because it wasn't covered the new application may be rejected as well by the new company. Dry rot is a maintenance issue and not the result of a covered cause under home insurance. To be covered by home insurance it must be the result of a covered cause which generally means it must be sudden and accidental.
Why do insurance companies charge for change of address?
The insurance companies should not have charged for change of address, which is part of their rendering service to the customers. In India, the insurance companies do not charge anything for the above service, though I am not aware if US insurance companies are charging for this trifle job or not !
Will my insurance rates go up for an accident under 1000 dollars worth of damage?
There are a lot of factors that are not disclosed but let us assume that this is your first accident and you have had your insurance for over 180 days with the same company. Your rates should not change but you may lose a accident-free discount. If you lose the discount then it may look like your rates went up but infact all that happened is that you lost the discount and the base rate is the same. If this is not your 1st accident, are with a high-risk insurance company now, had your insurance for less than 180 days with the currect company then there could be changes. Call your agent.
If you were at fault for a minor accident and police report was filed will the insurance companies find out and increase premiums even if both sides agreed not to notify their insurances companies?
I rear ended someone and totaled her car, she was taken to the hospitaland my insurance did not change. I do have a driving record with no other blemishes.
How many points is an unsafe lane change ticket in ca?
This is normally 1 point for this type of violation unless there also was an accident involved at the same time. If there was an accident you will be charged 4 points for the total on your driving record but only 3 points for your insurance record with most insurance companies.
What does the average insurance company cover for in home care for the elderly?
Insurance companies typically cover in-home care for the elderly when it is deemed medically necessary. This may include skilled nursing care, physical therapy, occupational therapy, and personal care services. Coverage details can vary depending on the individual's insurance plan and specific needs.
