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Insurance follows the car, not the driver. As long as the car is insured and you have permission from the owner to drive it, you are covered.

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โˆ™ 2015-07-15 19:27:10
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Q: If you do not have insurance but the car is insured are you okay to drive it if you are not the primary driver?
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Related questions

Can you be auto insured under your uncles policy?

It depends on which company your uncle is insured with, but typically with a standard insurance company you have to live in the household to be a listed driver on the policy. This is regardless of your relationship to the primary insured. If you are not listed on the policy as I driver you are still insured to drive his vehicles as long as you have permissive use.


Do you need insurance to drive someone else's car?

The car is insured not the driver however many policies have restrictions as to who may drive the insured vehicle.


Can you drive your dad's fully comprehensive insured car with his permission?

It depends how old are you and whether or not you are an insured driver under the terms of the terms of your Dad's insurance policy. Your Dad's insurance agent can tell you if you are insured to drive the vehicle.


Do you have to have car insurance to get a driver's license?

Not in the UK In the USA the vehicle you are taking the test in must be insured for you to drive it.


Can you get insurance on a car that I own but can not drive it no longer until doctors okay my condition without primary driver?

Sure; you can insure the vehicle itself. However, you should disclose to your insurance company your condition so they understand that you cannot and should not be insured as a driver of the vehicle.


If you have an insurance policy to drive any vehicle would you still be insured to drive a car that is not insured by the owner?

The answer is "it depends." I know of no insurance companies that issue policies "to drive any vehicle" ... automobile insurance, at least in the USA, is based on the car being driven. In that case, the insurance is actually on the automobile, not on the driver. Therefore, an uninsured car would not be insured regardless of the driver. There may be exceptions, depending on the underwriter and the particular policy involved.


If you are the primary insured driver of a leased vehicle what additional coverage do you need for one extra driver?

The extra driver needs to be added onto the insurance policy. Having someone drive a vehicle and not having them on the policy can be a large problem if an accident were to happen.


Can a fully insured driver drive an uninsured car?

It will depend on the driver's car insurance company. In case that driver gets into a car accident, it would be presumed his car insurance will step in to settle the damages.


Can a uninsured licensed driver drive a insured drivers car?

The rules and laws of insurance vary from state to state but generally speaking it is the automobile that is insured not the driver. So if your friend allows you to drive her insured car and you are involved in an accident you are covered under her policy(((IF her insurance policy does not stipulate restrictions banning unlicensed drivers from operating the vehicle))) in which case her insurance may not cover damages done to her vehicle or injuries to the unlicensed driver.


Can you drive a parents car with them in it if your not insured before you pass your test if you display l plates and they are supervising you?

Yes, but you will be driving illegally. Regarding insurance on written on a personal auto policy, if an insured driver gives you permission to drive their insured vehicle, their insurance covers your liability in an accident. The coverage extends to anyone, whether they are a legal driver, 4 years old, don't have a license, or are blind. However, you need a license to drive in order to be legal.Added: What the question is missing is a statement that you ALREADY HAVE a drivers license or learners permit. If you do NOT have one, you cannot drive under ANY circumstances. As for insurance - it is not the licensed driver that requires insurance, it is the VEHICLE which must be insured.


Can you drive a car if you don't have insurance but the car does you have a License?

All drivers are required by law to carry proof of Financial Responsibility. So if you are an insured driver under the terms of the Auto Insurance Contract then you are covered to drive it. If you are not an insured under the terms of that policy then you are not covered. Remember, Vehicles do not drive themselves and vehicles do not carry insurance, People do. Auto Insurance Is to cover the losses and legal liabilities of the Insured.


Can insured person drive an uninsured car?

We need to know what he's insured for. If he's insured to drive the car, then yes. If he's insured with life insurance, then no. But normally it's the car that carries the insurance.

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