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Usually not. Your apartment building will have a master insurance policy in which this is covered under liability. Now, if someone falls inside of your four walls of your apartment, you can cover this under your rental insurance liability portion of your policy. A normal insurance company can get you a policy usually pretty reasonably priced.

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โˆ™ 2008-12-02 00:15:56
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Q: If you fell on your apartment stairs is this covered by homeowners insurance?
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Related questions

Is a 61 year old mother covered if she fell down stairs without a banister in her son's home and broke her ankle?

The homeowners insurance should cover the mom's fall.

I fell down my steps can I turn it into MY homeowners insurance?

You can turn it in, but it will be denied as there is no coverage for your injuries under the policy. If the stairs were not constructed propertly you may have a valid claim for the contractor, unless you have used the stairs numerous times.

Does homeowners' insurance usual cover the cost of any personal injury settlements if someone trips on my front steps?

"Homeowners' insurance often covers personal injury settlements if someone trips on your stairs. Because the amount vary, you should check your policy to see how much coverage you have."

Is there stairs in every apartment?

Probably. I've seen many stairs and elavators in apartments.

Are renters covered under home owners insurance I own a home and rent it out the tenant slipped and fell on the hardwood stairs is his medical and hospital bills covered under my home owners policy?

No, your renters medical bills are covered under their own major medical policy. Should your tenant sue you and you have the appropriate Landlords Dwelling Policy coverage with liability, your insurance company would cover the cost to defend you in court as well as any judgment rendered up to your policy limits should you be found liable for the tenants injuries. If you have only a homeowners insurance policy and failed to endorse your property insurance coverage for tenant occupancy then your home insurance is null and void and will not provide coverage for you at all.

I live on the 4th floor in an apartment & I am looking at foot surgery for lisfranc fracture. I won't be able to use L foot and will need transportation inc. stairs to/from hosp. & med apts. What are the options of med. travel for me/cost effective?

Is your insurance covering the surgery? Was it an accident? There are cases where your transportation might be covered. The most difficult aspect will be getting to your apartment on the fourth floor, if you building does not have an elevator.

You broke your ankle walking down your neighbors stairs. What does their homeowners insurance cover?

They would pay up to the limit of the Medical Expeses coverage for medical bills only. This coverage reimburses you for expenses that your personal healh insurance does not cover, i.e, deductible, co-pays.

What are somethings that you see in a house but not in a apartment?

stairs garage yard laundry room

DIY EZ Stairs Tutorial?

DIY EZ Stairs TutorialEZ stairs allow a do-it-yourselfer to save both time and money with their stair installation system. Homeowners who want to build a set of stairs in their home will find EZ stairs kits at their website: Installation of stairs can be a complicated matter of correct measuring, spacing and construction. The components within the EZ stair installation kit will eliminate complications homeowners associate with stair building. Homeowners will have a new set of stairs in no time when using the EZ stair system.The EZ stair kit provides a fast and easy installation that will have homeowners jumping for joy. Usually traditional stairs have to have many stringers to support the stairs. Making a mistake while constructing stringer will often result in starting the project over. The EZ stairs use brackets, and they cut out a lot of time with no costly mistakes. EZ stairs only needs two outside stringers for support instead of the traditional method of middle stringers. The brackets also take less skill, so do-it-yourselfers will find EZ stairs an exceptionally attractive option.

How did survivors of the twin towers overcome the disaster?

They went down a flight of stairs put only just as the stairs were covered in debria

What is a maisonette?

Maisonette: an apartment or flat on two levels with internal stairs, or which has its own entrance at street level.

Where is the Fan boat in Sims Urbz?

If you have talked to Gordie it will apear. Where the stairs are in Glasstown when you go up the ramp from Sim Quarter into Glasstown. The stairs by the City Apartment go down them and it will be there x

What a sentence for floor?

The floor was covered with tile.The second floor was only accessible by stairs.

If you were moving a700lb safe down stairs for a friend and it fell on you and you developed 3 hernias would his homeowners cover your time off work from surgery and any left over medical bills?

An impossible question to answer on this venue. You must institute a claim against his insurance company to learn what his limits of coverage are.... if any.

Can you be sued by your mother's estate if she accidentally fell to her death down your stairs and if so would insurance cover it?

Family or not, you can be sued by your mother's estate for her falling down your stairs and dying. As far as coverage, you should contact your insurance agent and have them speak with the underwriter. Or call an attorney.

Did Romans use stairs?

Of course. How else would they get to the second floor of their homes or the fourth or fifth floor of an apartment building? They did not have domestic elevators.

I want to spy on your neighbor down stairs but i live up stairs and she lives down stairs.How can i spy on her in her apartment?

make a small hole in your floorIf you get caught putting a whole in the floor your butt's going to jail! My suggestion is for you to get a life!

What are the disadvantages of renting a loft apartment?

There are definitely a few disadvantages to renting a loft apartment. One disadvantage is that it will be necessary to to go up and down stairs to enter or leave the apartment. Another disadvantage could be that the neighbors living below may have different time schedules and so may be disturbing during sleep times.

What is a motel?

its the same as a hotel, but instead of walking up stairs to get to your room, you have one parking space for your vehicle and a door to access your room from outside.. like an apartment

Professional Piano Moving Service?

form_title=Professional Piano Moving Service form_header=10513 Please specify the type of piano you are moving.*= () Spinet () Console () Studio upright () Baby grand () Upright () Grand () Parlor or concert grand () Square grand () Organ () Don't Know Please choose any logistical factors that may effect the pick-up and/or delivery location.*= [] One flight of stairs [] Two-plus flights of stairs [] Access to elevator [] Landlord's permission [] Unable to park within 70 feet [] Security clearance [] Other Please describe exactly where you are coming from and where you are going.*= () Home to home () Home to apartment () Home to storage () Apartment to home () Apartment to apartment () Apartment to storage () Storage to home () Storage to apartment () Storage to storage () Other

How are punitive damages paid for?

Most times punitive damages are paid by the defendant and not by the defendant's insurance company. This is because insurance policies protect against accidental losses, like car accidents. Punitive damages are allowed only for intentional torts, which are not included in insurance coverage. If your neighbor falls down your stairs and gets hurt because you were negligent in some way, the insurance company pays for it. If you push him down the stairs, it will not cover the punitive damages you might get hit with.

Is Fleet of stairs correct?

No, the standard collective nouns for 'stairs' are:a flight of stairsa set of stairs

Why is a Flat called a Flat?

A flat is an apartment or small home that does not have any stairs. It is flat, that is, all on one level. == == From the Scottish word flet, meaning the inner part of a house

Outside Stairs?

form_title= Outside Stairs form_header= Install outside stairs to get to your home. Will you be installing the stairs yourself?*= () Yes () No What color do you want the stairs?*= _ [50] Do you want to stain the stairs?*= () Yes () No

Where does Carrie from sex and the city live?

The stairs outside her apartment are filmed at a place called the stoop. The address is 273 E. 73rd street, New York, NY however, the inside of the apartment is filmed somewhere in The Villiage, about 2-3 blocks away from Charles street (where the real SJP lives!!)