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Usually not. Your apartment building will have a master insurance policy in which this is covered under liability. Now, if someone falls inside of your four walls of your apartment, you can cover this under your rental insurance liability portion of your policy. A normal insurance company can get you a policy usually pretty reasonably priced.

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Q: If you fell on your apartment stairs is this covered by homeowners insurance?
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Is a 61 year old mother covered if she fell down stairs without a banister in her son's home and broke her ankle?

The homeowners insurance should cover the mom's fall.


I fell down my steps can I turn it into MY homeowners insurance?

You can turn it in, but it will be denied as there is no coverage for your injuries under the policy. If the stairs were not constructed propertly you may have a valid claim for the contractor, unless you have used the stairs numerous times.


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Is your insurance covering the surgery? Was it an accident? There are cases where your transportation might be covered. The most difficult aspect will be getting to your apartment on the fourth floor, if you building does not have an elevator.


Are renters covered under home owners insurance I own a home and rent it out the tenant slipped and fell on the hardwood stairs is his medical and hospital bills covered under my home owners policy?

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DIY EZ Stairs Tutorial?

DIY EZ Stairs TutorialEZ stairs allow a do-it-yourselfer to save both time and money with their stair installation system. Homeowners who want to build a set of stairs in their home will find EZ stairs kits at their website: ez-stairs.com. Installation of stairs can be a complicated matter of correct measuring, spacing and construction. The components within the EZ stair installation kit will eliminate complications homeowners associate with stair building. Homeowners will have a new set of stairs in no time when using the EZ stair system.The EZ stair kit provides a fast and easy installation that will have homeowners jumping for joy. Usually traditional stairs have to have many stringers to support the stairs. Making a mistake while constructing stringer will often result in starting the project over. The EZ stairs use brackets, and they cut out a lot of time with no costly mistakes. EZ stairs only needs two outside stringers for support instead of the traditional method of middle stringers. The brackets also take less skill, so do-it-yourselfers will find EZ stairs an exceptionally attractive option.


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