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If you file chapter 7 on debts you acquired before you got married would that affect your spouse refinancing and credit if you are not on the loan?
Wiki User
∙ 8y ago
NO, that would not effect your spouse or partner.
Wiki User
∙ 8y ago
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Can refinancing help to lower my mortgage payments?
Refinancing is more of a big picture concept. The goal with it is to lower the total amount you have to pay to the bank by lowering the overall interest rate. Refinancing will affect your monthly payment, but only in a trivial amount.
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In what ways can a negative credit report affect your financial goals?
Refinancing can affect your credit report, and excessive shopping can also hurt it too.
How does refinancing a mortgage affect a pending bankruptcy in the state of Missouri?
You can consult a refinancing Mortgage Organization, who would assist you in repayments of debts also would impart the proper knowledge about Mortgage plans.
What effects the home mortgage refinancing rate?
Several factors affect the home mortgage refinancing rate. The amount of money the bank has to loan out is one such factor. Another factor is the borrower's credit rating.
If your fiancee files a chapter 7 bankruptcy and you get married how will that affect you?
It will only become an issue if you apply for joint credit such as a mortgage, vehicle financing, and so forth.
If you are about to get married and you are filing Chapter 7 bankruptcy will this bankruptcy affect your spouse in any way after the marriage?
It will only affect the non-filing spouse if the couple apply for some type of joint credit, such as a home mortgage. It will not affect the new spouse's credit report/score.
Does a chapter 7 bankruptcy affect your credit the same as a chapter 13?
Yes.
Does chapter 11 affect your personal credit?
Yes.
Does chapter 7 affect 401k?
No...you must disclose it but it will be exempt.
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