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this is a tricky question, ''illegal'' doubtful...dishonest, maybe...also many factors are dependent...first party? second party? more info is needed...

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โˆ™ 2015-07-16 18:16:27
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Q: If you filed a claim on your auto insurance to have repairs made would it be legal to keep the money and not have your vehicle repaired?
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Related Questions

Should the at-fault person's insurance give you a claim number for repairs?

one of the first things any claims adjuster should do is give you the claim number for your claim......for a variety of reasons.........that doesn't necessarily mean they will be repairing your vehicle, or that the claim number is necessary to have the vehicle repaired.

If you let someone ride your motorcycle and he crashed it do you file a claim with his insurance or your own for the repairs?

insurance follows the vehicle, not the driver. If you loan your vehicle to someone, you assume the risk of them having an accident. Only if there is no insurance on the vehicle would the driver's insurance become effective for the loss of a vehicle not owned by him.

What is a collision claim?

A claim that you make on your own insurance for repairs due to a collision.

How to Claim in icici lombard for general insurance?

Basically, if your vehicle is being repaired at a garage within the ICICI Lombard network, then your claim is cashless. In case the garage is not part of the network, you will be reimbursed for it.

Can a owner who is also a driver parked a vehicle and vehicle start rolling down claim from insurance co the payment for repairs?

Yes, if you have collision insurance. It would be a collision claim and you would have to pay what your collision deductible is. If your car caused damage to someone else's vehicle or property, you would also be liable for the damages.

How do I Collect the depreciation from Homeowners insurance claim?

If you want to collect the depreciation your insurance company withheld from your claim payment you must make the repairs to your home. After you make the repairs contact your insurance company and they should issue a check for the depreciation.

Can i reinsure my car after cash out in auto insurance claim?

I assume that by "cash out" you mean the vehicle was a total loss. I also assume that you worked out a way to keep the vehicle after they paid you for the loss. If you have had the vehicles repaired you can insure it with no problem. If you did not have the repairs done you can purchase liability insurance but not physical damage coverage. Another issue will depend on your State's laws and regulations. In most States when a vehicle is totalled the insurance company notifies the State and the title is cancelled. You can have it inspected and get a salvage title. Until the inspection is done you cannot register the vehicle and get a tag.

Can you claim gas expenses on your taxes?

It depends weather you are using your vehicle for business, if so yes you can also claim new tires, repairs, and you use to be able to claim your tags/insurance... Don't know if they except that anymore though.

Will insurance cover the cost of a claim if your vehicle is unregistered and im at fault?

The registration of the vehicle has really nothing to do with the insurance. If you have valid insurance at the time of the accident, then you will have coverage for the type of coverages on your policy. If you only had liability, then the other parties vehicle will be covered as well as injuries of the other party. Your car will not be fixed under liability, you have to have physical damage coverage for your vehicle to be repaired.

Do you have to claim money on home insurance repairs?

What! Insurance pays for financial losses. I don't understand your question.

Once an insurance company processes a claim and sends out a check for repairs to the claimant is the claimant legally bound to get the repairs done?

no you are not legally bound to repair your vehicle, (especially as a second party or claimant)..........remember however, should you have another accident, this non repaired damage will not be fixed again......there are many ways that adjusters recognize 'prior' or pre-existing damage'.......also should your vehicle total this pre-existing damage will be deducted (or a percentage there of) from the value of your vehicle........

Is homeowner entitled to any of the insurance check when repairs are being done on a damaged property?

Of course not. Insurance is supposed to put you back to the same position you were in before the damage occurred. Your not "entitled" to make money on a claim. If your property was repaired the contract was fulfilled.

What should you do if the car was damaged while wrongfully repoed?

Every state requires repossession agents to carry insurance. If the vehicle is damaged during a repossession or especially a wrongful repossession, the agency that secured the unit must have it repaired at their own cost, or as a matter of insurance claim. Remember, do not sign for acceptance on the repairs until you are absolutely satisfied that they have been done properly.

I had a single car accident with no injuries and just damage to my car. How do I proceed with my insurance company?

You call your insurance company and file a collision claim. You pay your collision deductible and they will set up repairs for your vehicle.

If you receive an insurance claim check made out to the body shop and you and you want to make your own repairs can the check be re-issued to you?

The insurance company issues the check in both names, because there is still money owed on the vehicle. In which case, you would not be allowed to make your own repairs.

What happens to a lease truck that has been wrecked?

The same as a purchased truck that has been wrecked. You will have been required to insure the vehicle. Contact the insurance company and file a claim. An adjustor will determine if the vehicle should be repaired or totaled.

Can you sell your vehicle with an insurance claim pending?

Selling your car with insurance claim pending, will simply null and void your insurance claim. Because your damaged car can be subjected to inspection by the Assessor of the Insurance Co. for assessment of the insurance claim any time.

Can homeowners insurance be cancelled because all sinkhole damages not repaired?

Yes, your homeowners insurance policy can be cancelled or non renewed if the insurer determines that your home or property has hazardous conditions. Especially if the homeowner has already collected on a claim and failed to make the necessary repairs.

If a homeowners claim is paid off and they hire a profesional to do the repairs but the cost of the repairs are more what steps need to be taken for the insurance to issue a supplement claim?

Contact the claims representative and have them adivise you on what to do.

Can reposession company file a claim with your car insurance company to fix preexisting damage?

If your lien holder repo's your vehicle, they can file a claim against your insurance for damage to the vehicle. The repo company itself would have no claim, because it's not their vehicle.

If you still owe on your vehicle does insurance repairs check go to you personally?

Generally, the claim payment check will be sent to you, however the check will be payable to both you and your bank. The bank will have to endorse the check to you.

If a car was wrecked just before it was to be repossessed is it legal to collect the insurance claim and then turn the vehicle over to the bank?

You can collect it if you want, because the lienholder is going to charge you for not having insurance for as many months as they can, and the amount of what it will cost to get the vehicle repaired. I say give them the check, you will owe less.

What do you do if your insurance claim is paid and it is not enough to cover the repairs?

This answer can be very involved. Most simply, you should attempt to get your insurance adjuster and the repairer to agree on the cost of repairs. Insurance companies issue 'supplement' payment on claims regularly.

Do you need to file police report if you hit a deer?

You will need to for the insurance claim for car repairs.

If you dont use insurance claim money to fix your car is that insurance fraud?

It usually doesn't matter to the insurance company, you pay your premiums so you can get the check from them, if you dont fix your car it makes no difference to them, you may just be without a working vehicle. I disagree with the above...reason being the motor insurance contract is a contract of indemnity. Unless you declare it a total loss, one needs to get the car repaired. The insurers usually do not settle a claim without repairs being done and if they have pre-authorised repairs and given some advance, then in the normal course it would be considered as fraud as the obligation to make the car back to original state is not accomplished.....