no you are not legally bound to repair your vehicle, (especially as a second party or claimant)..........remember however, should you have another accident, this non repaired damage will not be fixed again......there are many ways that adjusters recognize 'prior' or pre-existing damage'.......also should your vehicle total this pre-existing damage will be deducted (or a percentage there of) from the value of your vehicle........
the new born child in the family
not legally, if they find out your address is wrong the insurance company can deny a claim
Yes, an insurance company can legally deny covering prescription medication if they find that it isn't unnecessary. Sometimes this happens when the insurance company feels like the diagnoses is wrong, or the medicine is inappropriate.
Legally, if the company pays you for the totaled vehicle, it belongs to them. You can offer (if they don't) to by the scraps back. This would be deducted from your settlement and you would be paid the difference.
Over and above medical coverage on your auto insurance. There is no way you can get out of telling your auto insurance company about the accident, because the health insurance company will tell them about it first. This also depends on whether or not your State allows health insurance to cover such accidents.
Well, your answer is essentially whatever the statute of limitations is legally, regardless of what your insurance company says. In most cases a reasonable delay in filing accompanied by an explanation for the delay will suffice.
The man must discuss that issue with his insurance company.The man must discuss that issue with his insurance company.The man must discuss that issue with his insurance company.The man must discuss that issue with his insurance company.
It is required to have liability car insurance to legally drive in Tennessee.
Well you cannot insure a vehicle that does not legally belong to you. You Mother would need to get the insurance in her name and list you as the driver of the vehicle. This is the only way to legally obtain insurance on this vehicle with the information you have provided.
If you rent a car in the US it should come with all insurance required legally in the US. The car rental company may sell additional insurance. You could probably find a UK insurance company to do this but it would be more expensive and not necessary.
That really depends upon the reason why the insurance company did not want to renew the insurance. It is possible that if one company won't insure you, another one might still do so. If you cannot get auto insurance, you cannot legally drive. Move to a big city and use public transportation.
Not sure about 'legally', but they must fully investigate all aspects of the claim, this would minimally consist of statement from all parties inspection of damge, etc.