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If you filed bankruptcy last 5 yrs ago can you go for refinancing?
Wiki User
∙ 15y ago
You can try, but with a recent bankruptcy it won't be very advantageous to do so.
Wiki User
∙ 15y ago
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If a car is repossessed what happens if you filed bankruptcy over 5 years ago?
Let me get this straight. You filed B/K over 5 yrs. ago and the car was/is repoed recently? If this is correct, the car will be sold and the lender will want you to pay the balance still owed.
If you filed for bankruptcy four years ago while previously married and you remarry how will it affect your new spouse's credit?
It will have no affect on her credit. Only the person(s) who are a party to a bankruptcy have it noted on any crediting reportage.
If you filed for Chapter 7 bankruptcy on ten years ago what is the date that this should be removed from your credit report?
If you filed on May 20, 1994, then the statute of limitations for that will be up on May 20, 2004, and should then be deleted from your credit history. The rule is 10 years from the date filed. Hope this has been a help!
If it has been ten years since my bankruptcy filing must I reveal that I have filed for bankruptcy in the past if asked for credit purposes?
It is never a good idea to lie on a credit application, so if it asks if you ever filed bankruptcy, you can't say "No" just because the 10 years expired. However, most credit apps say "Have you filed bankruptcy in the past 10 years," in which case you could answer "no" since it has been over 10 years since you filed. And, even if it does ask if you have ever filed and you say "yes," it is unlikely that a bankruptcy from over 10 years ago will have much if any effect on your ability to get the loan. Every mortgage lender I've asked has said that after two years from the filing date of a bankruptcy, the bankruptcy is no concern. Please note that nothing in this posting or in any other posting constitutes legal advice; this is simply my understanding of the facts and law, which I do not warrant, and I am not suggesting any course of action or inaction to any person. Speak to a lawyer for specific advice. If you have any questions, please refer to a lawyer in your jurisdiction. Thanks!
If you filed bankruptcy over 10 years ago and it has come off your credit report if you file again will it show two filings?
It shouldn't, however CRA's are not always accurate in their data keeping. If the previous expired bankruptcy shows in the PR's portion, it would be advisable to send a letter of dispute to the reporting agency.
If one spouse filed chapter 7 bankruptcy 10 years ago and the other spouse filed five years ago can you file again jointly?
No.
If you filed for Chapter 7 Bankruptcy 7 years ago when you were married can you refile again now that you are single?
Never
How much money does Oscar Delahoya have?
he filed bankruptcy 5 months ago. so right now he has $0.00
If you filed for bankruptcy 9 years ago can your disability lump sum be garnished?
No, I believe Bankruptcy goes off your record in 7 years. Check the law in your state.
If you filed bankruptcy four years ago and remarried can you file joint bankruptcy now?
It is possible for the married couple to file a chapter 13 or in some instances a chapter 11.
Can a person who filed bankruptcy 10 years ago co-sign for you?
That decision is up to the creditor who is considering grantin you credit. It really depends on what they have with their credit since filing for bankruptcy.
If you had a foreclosure two years ago and filed a chapter 13 bankruptcy last year that was dismissed when will you be able to get a new mortgage?
In theory you can get a new mortgage anytime, but it is going to be more dependent on your credit score, how much equity you have, and your mortgage payment history over the past 12-months. Your grading will be determined by how long ago you filed the BK and how long ago the foreclosure was filed, but you should be able to qualify for a new mortgage loan.
You filed business bankruptcy 5 years ago Can you file now on another business?
Presuming it was a business, not you, that went BK., YES.
Can you file an adversary proceeding for a discharge of your student loans if you filed bankruptcy 6 years ago?
It's my understanding that student loans are not discharged by bankruptcy any longer. YOu should check this, though
Can someone whos gone through bankruptcy be a cosigner?
It depends on how long ago the bankruptcy was filed and what it was for. If the co-signers credit is above the standards of the particular place that you're talking about, then there should be no problem.
Can a Government official come and collect on a student loan that was filed in bankruptcy over 15 years ago?
Ugh. This question is a loaded minefield. I will say this, that up until 1996, you could discharge a student loan in a bankruptcy if it was over 7 years old. Was your past student loan discharged in the past bankruptcy? It's hard to say. You need to inform them that you filed bankruptcy 15 years ago and plead your filing as an affirmative defense. You may have to re-open your old bankruptcy case and litigate the issue. Do speak to an attorney.
Will a bank finance you for a new car if you filed for bankruptcy?
Very unlikely, unless it was long ago...and of course, you better have pristine credit since then.
