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It is possible for the married couple to file a chapter 13 or in some instances a chapter 11.

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โˆ™ 2006-08-03 15:31:30
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Q: If you filed bankruptcy four years ago and remarried can you file joint bankruptcy now?
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Can you declare bankruptcy now that your first bankruptcy is discharged?

It depends on the chapter you filed under. If you filed under Chapter 7, you have to wait 8 years before filing again. If you filed under Chapter 13, you only have to wait four years.

In Maryland how long does a bankruptcy stay on your credit report?

Chapter 7 will stay on your credit report for 10 years from the date bankruptcy was filed. Chapter 13 typically stays on your credit report for 7 years from the date the bankruptcy was filed, however, can remain on your credit report for 10 years.

How long will a dismissed bankruptcy stay on your credit?

:A bankruptcy under chapter 7 or 11, or a non-discharged or dismissed chapter 13 bankruptcy generally remains on your credit file for 10 years from the date filed. A discharged chapter 13 bankruptcy generally remains on your credit file for 7 years from the date filed.

Paula filed for Chapter 7 bankruptcy when she was 25 years old. How old will she be when the bankruptcy is removed from her credit report?

35 years old

If you filed bankruptcy last month when are you eligible to file bankruptcy again?

A Chapter 7 can be filed again eight (8) years after the discharge. A Chapter 13, can be filed four (4) years after the discharge of a Chapter 7, 11 or 12; and two (2) years after the discharge of a previous Chapter 13.

How soon can one file for bankruptcy after one is filed?

Seven years.

Can a client that filed bankruptcy five years ago file bankruptcy again?

Yes but chapter 13 only, chapter 7 after 8 years

Do you have to answer the question Have you filed or ever filed bankruptcy if it is discharged after 14 years?

IF the question is asked to you.. Have you EVER filed.. then yes, you do have to answer, if it only askes you if in the last 10 years have you ever filed you could say no.

Which taxes are not eligible for bankruptcy?

Payroll taxes and penalties for fraud are not it is not eligible for bankruptcy. If the debtor filed a tax return for the relevant tax years at least two years before filing, then it is not eligible for bankruptcy. If the tax debt is from a tax return that was originally due at least three years before filing for bankruptcy then it is not eligible for bankruptcy. If the IRS assessed the tax debt at least 240 days before the debtor filed for bankruptcy, then it is not eligible for bankruptcy.

If you and your fiance want to get a joint bank account but he has filed bankruptcy in the past will this affect your credit?

It shouldn't impact your credit rating all. However, his bankruptcy will remain on his credit for up to 10 years. If you get married and try to buy a home for example, then his credit rating will affect both of you.

If one spouse filed chapter 7 bankruptcy 10 years ago and the other spouse filed five years ago can you file again jointly?


Is chapter 7 bankruptcy clear 10 years from court announcement or hearing date?

Chapter 7 Bankruptcy will be removed from a credit report 10 years after the date the Bankruptcy was FILED.

If you filed bankruptcy July 2002 how long will it be on your credit report?

10 years

Can the company who filed bankruptcy stop your long term disability after twenty years paid into this plan when working?

the reason for cancellation is bankruptcy can they do that?

If you filed for bankruptcy 9 years ago can your disability lump sum be garnished?

No, I believe Bankruptcy goes off your record in 7 years. Check the law in your state.

Can a judgment be put on your credit if the debt was part of the bankruptcy?

Not if the debt was discharged in the bankruptcy. If the judgment was on the credit report before the bankruptcy was filed and/or was discharged in the bankruptcy, the entry will still remain on the CR for seven years.

How can you find out the date a bankruptcy should be removed from your credit report?

Look at the date your bankruptcy was filed. 10 years from that date it should be off.

Can you remove a bankruptcy dismissal from your credit?

No. Backruptcy will always appear on your credit. After 7-10 years your credit will be as good as someone who has not filed bankruptcy.

If you filed bankruptcy can you move to another state within 2 years?

Yes. Having a bankruptcy discharged does not mean you are under "house arrest".

Can you file bankruptcy if you filed 2 years ago?

No. A BK 7 can only be filed every six years. A BK 13 (debt repayment plan) has no time restrictions. It can be filed anytime or be modified with the approval of the trustee.

How do you write letter why you filed bankruptcy?

If you need to write a letter that you filed bankruptcy, simply address it to a judge or magistrate and state the reasons whether they were medical, financial or relationship oriented. Sometimes you may need to do this when you apply for credit after a bankruptcy is discharged as this will show for quite a few years.

How many years will bankruptcy affect your credit?

According to law, bankruptcy can affect your credit for a long time after you originally file for it - up to ten years (seven, if Chapter 13 is filed).

If it has been ten years since my bankruptcy filing must I reveal that I have filed for bankruptcy in the past if asked for credit purposes?

It is never a good idea to lie on a credit application, so if it asks if you ever filed bankruptcy, you can't say "No" just because the 10 years expired. However, most credit apps say "Have you filed bankruptcy in the past 10 years," in which case you could answer "no" since it has been over 10 years since you filed. And, even if it does ask if you have ever filed and you say "yes," it is unlikely that a bankruptcy from over 10 years ago will have much if any effect on your ability to get the loan. Every mortgage lender I've asked has said that after two years from the filing date of a bankruptcy, the bankruptcy is no concern. Please note that nothing in this posting or in any other posting constitutes legal advice; this is simply my understanding of the facts and law, which I do not warrant, and I am not suggesting any course of action or inaction to any person. Speak to a lawyer for specific advice. If you have any questions, please refer to a lawyer in your jurisdiction. Thanks!

Can bankruptcy be filed again 6 years after the original filing date in NY?

In general it is 6 years after the discharged date.

If you filed bankruptcy in 1997 in NC do you fall under the 10 or 7 year rule for removal on credit report?

I believe it doesn't matter what state you filed, bankruptcy is a federal matter. It will stay 10 years on credit reports!