Here is the question, was the judgment placed under the bankruptcy? If so, you can dispute the items as part of the bankruptcy. If not, it is a separate entry and has the right to stand on it own.
I filed Chapter 7 last year and when I applied for a credit card this year I was denied and the reason was "bancruptcy".
No. It will show that you had a judgment on your credit report for up to seven years, but it will show a zero balance.
You need to get the release from the courts and send it to the credit reporting agency to ask for it to be removed.
A judgment will reduce you credit score. It takes about 7 years for an item on your credit report to be removed. You have to make a request for it to be remove from your credit after you 7 year period.
No.
I filed Chapter 7 last year and when I applied for a credit card this year I was denied and the reason was "bancruptcy".
No - but you can rebuild your credit over time.
No. It will show that you had a judgment on your credit report for up to seven years, but it will show a zero balance.
Yes...once it is paid.
You need to get the release from the courts and send it to the credit reporting agency to ask for it to be removed.
To get a 'satisfied' judgment removed from your credit report, you can contact the credit reporting agencies and dispute the information. Provide any documentation that shows the judgment has been satisfied. You may also need to reach out to the creditor or court that issued the judgment to request that they provide confirmation of its satisfaction to the credit bureaus.
The answer is yes -- Chapter 13s are removed after 7 years in a credit file
The judgment is not "removed" but the judgment creditor is barred by the discharge from collecting on the judgment. Filing a c. 7 will stay the collection, but if the case is dismissed before a discharge is granted, the judgment is enforceable. If the judgment involves intentional harm or drunk driving or certain other limited situations, the discharge does not prevent collection on the judgment.
You cannot get it removed from your credit report. It will be on your credit report for 10 years and it will affect your ability to get loans and other type of credit accounts.
The judgment should be removed from your credit report 7 years from the date it was entered.
A judgment will reduce you credit score. It takes about 7 years for an item on your credit report to be removed. You have to make a request for it to be remove from your credit after you 7 year period.
No.