answersLogoWhite
Insurance
Auto Insurance
Auto Insurance Claims
Auto Accidents
Transportation Accidents

If you get into a car accident and it is not your fault will your insurance go up?


Top Answer
User Avatar
Wiki User
Answered 2009-12-01 10:32:43

Not if it is deemed to be 100% the other drivers fault and they have insurance.

001
๐Ÿ™
0
๐Ÿคจ
0
๐Ÿ˜ฎ
0
๐Ÿ˜‚
0
User Avatar

Your Answer

Related Questions


It can up your insurance if you are in the fault. If not it shouldn't cause your insurance to go up.



When this happens, your Insurance company pays for damages. If the accident is your fault, your insurance rates can go up.



Your friend is. If she is over 25 she is normally covered. Because you claim on youe insurance, technically it will be an at fault accident and your premium may go up. You should talk to your insurer.


It is really based on whether the accident was at fault or not at fault. If it was not at fault, it usually will not increase.


If you were involved in an accident that was your fault, regardless of the terms of your insurance, your premiums will go up. You insurance agent can give you more details.


If another person was at fault for the accident, you will need to go after their insurance company. If you are liability only, your insurance company will not pay for anything.


Any accident can cause your insurance to go up even if it wasn't your fault.



That depends how costly the accident was. If the other driver is uninsured I doubt anything. But if everything is legit and you go get an estimate and your insurance adjuster will discuss that for you.


You call your insurance company and report it. if the accident is your fault, with very minor damage, you would be better off paying for the damages yourself, rather than telling your insurance company and having your rates go up.


== == == == Car insurance follows the car. If someone was injured they can go after the driver if they weren't the owner of the vehicle.


Generally speaking, if your insurance has to pay out, then there probably will be an increase. Good luck.


Your insurance will usually only go up if it is determined that an accident was your fault. If someone hit your car when you weren't there, then most likely, you couldn't avoid it and it wasn't your fault. Unless you parked it in the middle of a freeway or something like that.


If the police came out and made a report of it then it will be on your driving record. It will be a not-at-fault accident but it will still be on your driving record. If the police did not come out but your insurance knows about it then it will be on your CLUE report and be a not-at-fault accident.


If the check is for the damage to the car, it would go to one of the registered owners. If the check is for injuries, it would go to the injured party.


While your insurance company only cares who pays the insurance policy, the DMV doesn't care who owns the car. The driver who causes the accident will have it show up on his/her driving record (if there was a ticket issued).


I believe if, before the accident, you are listed as a driver on the insurance policy, then you are allowed to drive the vehicle too. If so, then the car at fault is at fault. If you are not listed as a driver, then your friend could be at fault if he gave you permission to drive the car. If he did not give you permission to drive the car, then you could be held liable. Liability covers only the other car, unless you have uninsured motorist insurance included, then your car is also covered if the at fault driver has no insurance, if you are listed as a driver. If the car at fault has no insurance what-so-ever, then they could be at fault because they should not even be on the road if your state requires minimal liability insurance. You can call any insurance company to find out, and remain anonymous if you would like, and if they will tell you. Or you can call a lawyer who gives free consults to find out. I would suggest that you first look up your state laws (regarding automotive insurance requirements for your state, if it has any). Then go from there. State laws may vary!


If it is found to be your fault, then your insurance could go up. If you are found to be at fault, then it shouldn't.


Usually if an accident is determined not to be the insured's fault, then their insurance rates will not rise as the insurance company did not lose any money from covering the driver involved in the accident. If the accident is determined as being inconclusive, the rates may rise some, to adjust for the amount of money the insurance company lost in the accident.


If you have collision coverage on your vehicle you can collect from your insurance company for the damages. You will not have to pay the deductible if you were determined by the insurance company to not be at fault for the accident. They then go after the other insurance company to get the money they paid you back. If you do not carry collision coverage then you need to file with other insurance company, they will then decide who was at fault for the accident if their party was at fault they then pay you for the damages to your vehicle.


The accident will show but it will be marked as a not at fault accident and should not increase your insurance rates.


Normally you will have a no claims premium discount of up to 60%. when you have an at fault accident you lose part of this discount for the next renewsl, it may go down to 40%. If you have a not at fault accident you shouldn't lose your discount. However each insurer handles this differently sometimes - pay to check with you insurer


You should find evidence or witnesses from the accident to give proof (testify) that the accident was not your fault. You could also go to court...



Copyright ยฉ 2021 Multiply Media, LLC. All Rights Reserved. The material on this site can not be reproduced, distributed, transmitted, cached or otherwise used, except with prior written permission of Multiply.