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  • Who was At Fault in the collision? Why were you driving a vehicle that was not insured. Surely the drivers license test in your state asked you specific questions about insurance and you had to know that driving while uninsured is illegal. If you were at fault you are PERSONALLY responsible for the car and the damage that you caused. While the victim may go after both you AND the owner of the vehicle, legally you are responsible.
  • In the UK if the accident was your fault you will be liable, but if you were driving the vehicle with the knowledge of the owner - the owner too is liable and in turn his insurer will indemnify a claim. UK and European law tries to track back to a motor insurance company so that a innocent victim receives the correct amount of compensation. Driving without insurance is a criminal offence, but if the accident was not your fault you should not be liable for injury and damage to another's vehicle. To establish fault in a car accident see the related link.
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Q: If you get into an accident in a car not registered in your name with no insurance will you be sued or the person whose name the car is in?
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Your car was in an accident in Florida It is registered in New York the insurance was in cancellation the car was not being driven by you and was totaled what is your recourse?

Your question is extremely confusing. Whose car is registered in New York? Whose car lacks insurance? Whose car caused the accident? Who was driving the car? All of that may or may not be relevant. In Florida the person who caused the accident is usually responsible for property damage whether or not he or she has car insurance. It does not matter where the car is registered. In Florida, people go after both the driver and registered owner. The driver caused the accident and the registered owner gave the driver permission to drive the vehicle. Collecting one cent is frequently a different matter.


Whose insurance should you call after an accident?

After an accident, all parties involved with the accident should exchange insurance information. Typically, the insurance companies will talk to each other about repairs and cost.


Whose auto insurance will cover you if driving another person?

This depends on the insurance policy. Usually your car is covered, no matter who is driving it. However, if you are driving a car and the owner doesn't have insurance, then your insurance would pay if you got in an accident.


Whose insurance should pay if you get in an accident in your friend's car and damage is done to the car?

Insurance follows the vehicle, not the driver.


Whose insurance should I call if there was a car accident and it was their fault?

I would call their insurance, if you did not know who they are or they didn't have insurance, I would call your company and they can get the ball rolling.


If you are a passenger in another persons automobile and you sustain injuries in an accident whose insurance pays for medical bills?

The insurers of the driver who was deemed to be at fault for the accident.


Whose insurance pays if you are driving another persons car do some damage to the car and they are not with you?

the car owners insurance The person driving the car would need to submit a claim to their insurance company. There are a few insurance companies that will cover not only the registered owner but anyone driving the car, however this is not usually the case.


If a car is titled to an 18- year old but she is under her parents insurance policy whose responsible if she gets in an accident?

She is.


What do you do if you have auto insurance and you hit a parked car whose driver does not have auto insurance?

Your insurance will have to pay regardless if the other person has insurance or not. You were at fault.


Can someone without insurance and whose license was cancel sue you if you had an accident with him and you were at fault?

Absolutely, this person can and will sue you. Just because he/she wasn't licensed doesn't mean that you have the right to get in an accident with him/her. The only thing that will happen to the other person is get a citation for driving without a license, or whatever the case may be. You are still responsible for all damages.


If you are in an accident with someone whose insurance lapsed but you have full coverage will your insurance cover it?

Yes they will, but you may have to pay a deductable if you do not have uninsured motorist coverage, and you you must have comp & coll coverage.


Whose insurance will cover repairs when car was hit and they left the scene of accident?

Just because they left, doesn't automatically make them at fault. The insurance company claims department will make the determination base on the facts of the accident itself, not about what happened afterward.