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If you got paid 900 every 2 weeks and your bills were 1445 a month and payable on the first of the month how much would be left for leisure?
Suds4
As a rough approximation over the first year, you'll get paid 26 * 900 = 23400 and your expenses will be 12 * 1445 = 17340, leaving approximately 5960 for everything else. This is a little less than 500 per month.
That may sound like a lot, but there is a cash-flow issue, too.
Let's first assume that you get paid on the first of the month and have $1090 saved up. On the first, you get paid $900 and pay your $1445 in bills using your new income and $545 from savings.
The first two weeks you'd have nothing for leisure. You still have $545 left in your account, but you need to keep that money in savings (see below for why.)
At the end of the first two weeks, you'd get paid $900. In two more weeks, you'll get paid again -- but in about two-and-a-half weeks, it'll be time to pay bills again, and this time you WON'T get paid on the first of the month. So you need to have at least $1445 left on the first of the month, leaving you with only $900 to spend between now and the THIRD time you get paid. This is a tricky budgeting situation!
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