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Report it to your insurance. They will contact the other driver's insurance company. Unless you live in a "No fault" state, in which case your insurance will pay for repairs, less deductable. you would call her insurance, if you do this your insurance will not go up. her insurance is liable for the damage to your vehicle and will pay to fix it. If you put the claim on your insurance then your insurance will go up and they will have to pay to fix your vehicle.

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Q: If you got rear ended at a stoplight the lady was not cited but police came gave you a report and insurance info do you call your insurance her insurance or wait for the check will your ins go up help?
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