If you have 30000 dollars in credit card debt and cant pay it is your spouse responsible for the debt that is in your name only?

Answer 1

== == Answer No, it is not your spouse's responsibility and they can't come after your spouse, unless you live in a "Community Property" state like California. However, if the couple does not reside in a state that allows marital property to be held as TBE, the judgment creditor can attach jointly owned property to the deemed percentage owned by the debtor spouse. Therefore, joint marital bank accounts not held as TBE can be levied and joint marital real property can have be attached by a judgment lien. More input Yeah, except California, most state laws do not force you to pay for your spouse's debt. Why not consider debt settlement? All you would need to pay is around 55%. If you think you can afford it, go for it. Some debt settlement companies can put you on plans wherein you can make minimum monthly payments and get debt free.