If you have a car accident in someone else's car and they have full coverage will that cover the damages to the car you hit?

Liability insurance pays for someone else's damages if an accident is your fault but won't cover your vehicle. Full coverage provides liability insurance as above but will also cover your damages to your own vehicle in an accident regardless of whose at fault, as well as theft, fire, etc.

Uninsured motorists coverage is the coverage that is designed to cover this type of accident. Collision will also cover it if you don't have uninsured motorists coverage on your policy but you may be charged with an accident on your policy. A-Plus answer Comprehensive Coverage.

It really depends on the type of coverage you have. Normally if that person had permission to drive the vehicle, you have full coverage/collision insurance, and that person was at fault your insurance will cover damages. If someone else caused the accident, you would still receive damages from their insurance if they were insured. Sometimes however the driver's insurance would cover your damages under certain circumstances. As always, it is really best to ask your…

Liability coverage covers you if you are found liable or at fault for damages. In the case of auto insurance, for example, this coverage pays for damages you cause in an accident that is you fault. This coverage will NOT cover your car damage, however. Just the other drivers car, medical bills, & other property damage.

You need a life insurance policy to cover the risk of death and a health insurance policy as a cushion against hospitalisation expenses. Buy Personal Accident Insurance Coverage :

Full Coverage covers usually refers to having maximum liability, comprehensive and collision coverage on your policy. Maximum liability coverage covers third party injuries and damages when you are found at fault for an accident. It also gives you comprehensive and collision coverage that will cover repairs to your car if you are at fault for the accident, or something out of your control happens (vandalism, hit a deer). It is referred to as full coverage…

Yes they will, but you may have to pay a deductable if you do not have uninsured motorist coverage, and you you must have comp & coll coverage.

If the person who hit you is the one at fault in the accident, then their insurance should cover the cost of the damages to your truck. If they don't have insurance, or if they don't have enough to cover all of the costs, then yours should kick in and cover the balance if you have full coverage and not just liability insurance.

No. Physical Damage coverage to your own vehicle would be covered in this instance if you purchased the coverage, but liability only would not repair the damages.

Sure. It certainly frowned upon, because often if you don't repair the damages to a vehicle, further damages can occur (frame damage, for instance, can mess up a car pretty badly if driven on for a year after the accident). Your carrier will make a note of it to their underwriting department, and depending on the seriousness of the damages or whether or not you mitigated your damages (ie, didn't incur further damages), it could…

yes the coverage is effective even though the registration is expired.

That depends on your insurance coverage. If you have collision coverage, your insurance will cover your damages. If do not have that coverage and don't have the other vehicle license plate, unfortunately, you're stuck with all the bills.

Liability coverage offers coverage for bodily injury and property damage to the other vehicle and passengers who you hit if the accident is your faulty. It does not cover you or anyone in your vehicle.

The amount of coverage and the specifics of coverage will vary from policy to policy. In general liability insurance will cover damages to individuals or entities other than the insured individual. For example, in auto insurance liability insurance will provide for individuals injured in an accident excluding the policy holder.

No. But in most states you are still required to have liability insurance to cover the costs of any damages you may cause to others if you are at fault in an accident.

Liability insurance only covers someone else in the case that you are responsible for damages caused in a collision. Comprehensive coverage will cover a driver that you hit, as well as cover yourself for any damages inflicted during a collision.

If you purchased full coverage you should have Collision coverage. If so, it will cover the damage to your tires and rims minus your deductible. Happy Motoring

If you are sued in relation to an auto accident, the insurance company will pay for your defense as well as the damages up to the limit of your coverage. The defense costs are in addition to your damage limit.

Once your insurance has paid, you are responsible for the rest.

There is no exclusion for dental. The question is just as simple as if there is coverage for medical or not. Remember, the standard insurance policy only pays for damage to the other party. So if you are at fault in an accident, there is little or no coverage for you your own injuries, dental or otherwise.

It depends on your coverage & the state, but normally if you have full coverage your insurer will cover any accident you are in.

It is highly unlikely.

If the damage occurred during the accident in question, then it should.

when you get the insurance you can register your daughter as an autorized driver and the insurance will cover for the damages.

Car insurance is designed to cover your vehicle should you need to allow someone to use it. There may be some difficulties with coverage if it is being primarily driven by someone who isn't rated on the policy.

Yes it can, although it might be subject to your deductible depending on the type of optional coverage you have. Uninsured motorist coverage is nice because it protects you from other drivers who either have no insurance or whose policy limits might be too low to cover damages to you and your vehicle. It is also relatively cheap compared to other optional coverages!

The only car damages covered under the cheap car insurance coverage is liability insurance. Damages are usually covered up to $5,000.00 for the cheapest automobile coverage available. Liability covers physical damage. Most cheap car insurances do not cover car damages.

Collision insurance will cover the damages to your vehicle- no matter who is at fault. Uninsured coverage is used if the other vehicle is at fault for the accident and you and/or anyone in your car is injured. This coverage will typically pay for related medical bills, loss wages, and general damages (i.e pain and suffering). Liability = Other vehicle damage Injuries to driver/passenger in other vehicle Injuries to passengers in your vehicle if you…

Valley Auto Insurance is designed to help financially cover the cost of damages in the case of an accident. Valley Auto Insurance offers affordable coverage in Texas and the Rio Grande Valley.

To protect others if you cause an accident so that their car and medical bills can be paid. Also, to cover your own damages, as well as any passengers, to a degree dependent upon the coverage you choose to purchase.

Usually yes. It depends on the brand of insurance though. You should check with your provider to be sure.

Liability Insurance and the Stolen Vehicle No, Liability Insurance provides coverage for damages or injuries that we cause to others. It does not provide coverage for our own vehicle damages or theft.

A good rule of thumb about car insurance is that the insurance follows the car. So, if you own a car, have full coverage, and loan the vehicle to someone, and that person has an accident, your car insurance will step in to cover both your car's damages and any property damage. This might not be true, however, if the other person is a resident relative (ie, lives in your house) and has access to…

No, but it might cover someone stealing your car and using it to hurt someone, especially if you negligently permitted the theft. "Liability", in this sense, means ,"liable for damages if you are sued." Theft of and damage to the car itself come under a different type of coverage.

Depends on which state, and who is at fault. This answer will cover most cases. If the accident is not your fault, then the other party's insurance will cover your vehicle damages up to the book value unless there is extensive damage which will otherwise make the vehicle a total loss. Should the other party not have insurance, call the police, and unless you have full coverage or uninsured motorist, your only option is to…

== == == == Car insurance follows the car. If someone was injured they can go after the driver if they weren't the owner of the vehicle.

Uninsured will not cover this type of accident. Your comprehensive will cover this type of damage.

no, uninsured motorist coverage is for injuries only when an uninsured motorist hurts the occupants of a vehicle......there is a coverage called uninsured motorist property damage, (most people do not have this and are even unaware that it is available, and is not available in all state) if you have that or collision coverage those will cover the damage to your vehicle ........

If your motorcycle was a scheduled vehicle on your Insurance Policy then you should be covered. If you were on someone Else's Motorcycle then their insurance policy should cover your medical. If neither coverage is available then you could look to your major medical policy or HMO for medical coverage.

Depends. If said friend has insurance then in most cases their insurance will cover the damages due to vicarious liability. If the friend does not have insurance, you are then responsible for any damages caused.

The best source of information would be your insurance agent. Not all policies are the same. But generally you can have coverage for punitive damages if you select the option when you purchased your policy. The cheaper the policy, typically the less the coverage.

If you are found to be liable for damages in an accident and your insurance is insufficient to cover the cost, you will personally have to come up with the cash. The other driver in an accident (or their insurance company) may attach a lien on your house or other assets to obtain the amount in question. This is why homeowners generally take care to have larger amounts of car insurance, so they don't risk…

Yes.Thats what full coverage covers

First of all AARP is not an insurance company. The Hartford insurance company is promoted by AARP. Usually the first line of coverage is with the policy that insures the vehicle involved in the accident. If that coverage is not sufficient to cover then the policy insuring the driver of the borrowed car may be able to add extra coverage.

yes if you are in an accident and especially if you are at fault of an accident, you must file with your insurance company, so your insurance company can cover your damages and or other vehicle involved or pay subrogation demand once received from other vehicles ins company, if the other vehicle chose to use their coverage.

Hopefully, you have full coverage insurance your own auto insurance will cover your damages. Auto Insurance polices provide coverage for accidental losses and certain other losses beyond our control. An "Intentional Collision" is not an accident and therefore would not be covered under the terms of the offending drivers insurance policy. If someone hit you intentionally with a motor vehicle, in the United States this is considered a "Vehicular Assault" and is a Felony. With…

Comprehensive motor insurance usually covers bodily harm or damage caused by an accident. The comprehensive insurance also cover the liability of the car damages in regards to collision coverage. When deciding on collision coverage, it is important to consider the age of the vehicle to determine if comprehensive or full coverage is needed on the vehicle or if collision insurance would be the appropriate choice.

It depends what the insurance was taken out for. Accident insurance would not cover this, but extended warranty or breakdown cover would.

Yes, if they accept liability and they will pay up to the limit of property damage coverage.

Barring any exclusions in your policy if the driver had your permission to drive they will be considered an insured driver thus afforded coverage.