Yes you can. When my husband and I got married, I kept my own insurance.
Answer You can but...many insurance companies require that all licensed drivers in the household either be named on the policy or specifically excluded. If you exclude the spouse with the DUI from your policy your insurance would not cover that person if they were involved in an incident in your car.
If you are concerned about liability for his driving habits, a better way would be to obtain legal advice as to car ownership with him and to act on that.
Usually flood insurance is a separate policy, for mobile homes or any other kind of home. Check the details of your policy, but normally flood insurance requires a separate policy or rider.
Two people in separate households can have the same insurance policy. Usually, you can give the insurance company separate garaging addresses.
No. House insurance covers your home and normally the surrounding 'grounds'. If someone trips on your sidewalk and sues you, it will be covered. As for the contents of your home, you must purchase a separate policy or add it to the existing home policy.
Benefits paid from an insurance policy are separate from property that is left in a will. With an insurance policy, it is paid to the named beneficiary. That is not controlled by the wording of a will.
An insurance policy and a will are two separate things. The policy is a contract between the insured and the insurance company. The beneficiary of the insurance policy is spelled out in the contract. The insurance company will pay the insurance proceeds to whoever is listed to receive the proceeds. The proceeds from an insuranc policy can be paid into the estate of the deceased and disbursed according to the terms of the will. The issue is who is listed as being the beneficiary of the insurance policy.
if someone died and left an insurance policy and named me beneficiary how can i find out
Why in the world would anyone want to pay that much money for an insurance policy if they did not know the person? Life insurance is expensive.
Tickets are issued to people not cars. If you get a ticket while driving someone else's car, it only affects their insurance costs if you are a listed driver on their policy. The ticket is for the driver.
Yes, If someone will be driving the car, it is recommended to add inform your insurance company and have them added to the policy.
No, only the OWNER of the insurance policy can sign the policy over. Sometimes the owner is the insured, but not always.
Yes, it does not matter if you have your own policy or are listed on someone else's policy, you will be surcharged for the DUI probably for the next 5 years.
Then you will receive whatever the life insurance policy states. These are two separate issues / documents and have nothing to do with each other.
Red light camera tickets are moving violations. As such it will probably affect your insurance, but only your policy issuer can tell you for sure.
No one is allowed to have a life insurance policy on you without your knowledge. You would have to sign off on the policy before they could get it.
Call your insurance agent and ask for them to be removed from your policy.
The benefits of Fleet car insurance is that you can have four or more vehicles under a single insurance policy. It allows you to manage one policy for all vehicles instead of having a separate policy for each vehicle.
Things may have changed since I worked in insurance (1997-1998), but generally speaking the existence of an insurance policy could only be confirmed to the insured, the policy owner, or a beneficiary, or someone with power of attorney for one of them. *Check with The Center for Life Insurance Disputes.
No!! Just be added to their policy
On whose life, policy is purchased, he/she is called 'Life Assured', whereas the former is called the 'Proposer' in a life insurance policy.
master insurance policy In Marine Policy, one Master or Open policy is issued to the Exporter for a fixed amount. Against each shipment, Insurance Certificate is issued against the Master or Open Marine Policy. When the total amount of the Master policy is exhausted,either the value is enhanced or a separate Master Policy is issued to the exporter.