Best Answer

Yes you can. When my husband and I got married, I kept my own insurance.

Answer You can but...many insurance companies require that all licensed drivers in the household either be named on the policy or specifically excluded. If you exclude the spouse with the DUI from your policy your insurance would not cover that person if they were involved in an incident in your car.

If you are concerned about liability for his driving habits, a better way would be to obtain legal advice as to car ownership with him and to act on that.

2014-11-16 02:22:29
This answer is:
User Avatar

Your Answer


Related Questions

Is construction insurance normally a part of the homeowners insurance policy or a separate policy?


Does mobile home insurance cover flooding?

Usually flood insurance is a separate policy, for mobile homes or any other kind of home. Check the details of your policy, but normally flood insurance requires a separate policy or rider.

Can two people have the same Car insurance policy but live in different household?

Two people in separate households can have the same insurance policy. Usually, you can give the insurance company separate garaging addresses.

How many separate requirements should an insurance policy have?


Does house insurance cover your belongings?

No. House insurance covers your home and normally the surrounding 'grounds'. If someone trips on your sidewalk and sues you, it will be covered. As for the contents of your home, you must purchase a separate policy or add it to the existing home policy.

If insurance policy states one beeficary what happens with multiple people on a will?

Benefits paid from an insurance policy are separate from property that is left in a will. With an insurance policy, it is paid to the named beneficiary. That is not controlled by the wording of a will.

Does an insurance policy supersede a will in nc?

An insurance policy and a will are two separate things. The policy is a contract between the insured and the insurance company. The beneficiary of the insurance policy is spelled out in the contract. The insurance company will pay the insurance proceeds to whoever is listed to receive the proceeds. The proceeds from an insuranc policy can be paid into the estate of the deceased and disbursed according to the terms of the will. The issue is who is listed as being the beneficiary of the insurance policy.

How can you find out if someone left insurance policy and named me as the beneficiary after they passed away?

if someone died and left an insurance policy and named me beneficiary how can i find out

Can someone take out a life insurance policy on someone that they do not know?

Why in the world would anyone want to pay that much money for an insurance policy if they did not know the person? Life insurance is expensive.

If someone gets a speeding ticket in your car does their insurance go up or does the owner of the cars?

Tickets are issued to people not cars. If you get a ticket while driving someone else's car, it only affects their insurance costs if you are a listed driver on their policy. The ticket is for the driver.

Can someone be added to a car insurance policy that is not a family member?

Yes, If someone will be driving the car, it is recommended to add inform your insurance company and have them added to the policy.

Can a beneficary sign the policy over to someone else insurance policy?

No, only the OWNER of the insurance policy can sign the policy over. Sometimes the owner is the insured, but not always.

If someone was convicted of a DUI but the insurance policy is under someone else's name will the insurance ever find out?

Yes, it does not matter if you have your own policy or are listed on someone else's policy, you will be surcharged for the DUI probably for the next 5 years.

What if you are not in your Fathers will but am a beneficiary of a life insurance policy?

Then you will receive whatever the life insurance policy states. These are two separate issues / documents and have nothing to do with each other.

Do Tickets from red light cameras affect insurance rates in ny?

Red light camera tickets are moving violations. As such it will probably affect your insurance, but only your policy issuer can tell you for sure.

Can you find out if someone has a life insurance policy out on you?

No one is allowed to have a life insurance policy on you without your knowledge. You would have to sign off on the policy before they could get it.

How do you remove someone from your auto policy?

Call your insurance agent and ask for them to be removed from your policy.

What are the benefits of Fleet car insurance?

The benefits of Fleet car insurance is that you can have four or more vehicles under a single insurance policy. It allows you to manage one policy for all vehicles instead of having a separate policy for each vehicle.

How can you find out if someone has a life insurance policy?

Things may have changed since I worked in insurance (1997-1998), but generally speaking the existence of an insurance policy could only be confirmed to the insured, the policy owner, or a beneficiary, or someone with power of attorney for one of them. *Check with The Center for Life Insurance Disputes.

If someone is not of sound mind can they change the beneficiary on their insurance policy?


Do you have to live with someone to be on their car insurance?

No!! Just be added to their policy

Can someone be specifically excluded on your car insurance policy?


Is it illegal to pretend to be someone else in a insurance policy?


What is it called when someone buys life insurance on someone else?

On whose life, policy is purchased, he/she is called 'Life Assured', whereas the former is called the 'Proposer' in a life insurance policy.

What is a master insurance policy?

master insurance policy In Marine Policy, one Master or Open policy is issued to the Exporter for a fixed amount. Against each shipment, Insurance Certificate is issued against the Master or Open Marine Policy. When the total amount of the Master policy is exhausted,either the value is enhanced or a separate Master Policy is issued to the exporter.