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If you have a credit score of 765 why have you been rejected three times for a credit card?
Debo474
A number of reasons could cause a rejection in credit. The score doesn't always determine whether you get more credit. They look at how many accounts you currently have, what your debt to income is and any other risk factors which they feel could cause you to default on a payment. You may have to much outstanding debt or not enough income.
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∙ 17y ago
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How do you check credit without affecting your score?
Your credit score is based on your credit history. It is not the affected by the number of times you check your own credit rating. However, many credit scores factor the number of times someone else checks your credit and it may lower your score.
Does checking you credit score make that score go down?
Every time you check your credit or have it ran for a cellphone or car loan or any way of checking your credit score it puts a ding on your score. That's why if you check it multiple times it will drop slowly
Is having a 600 credit score hinder me from getting a home loan?
Hi, I think it will be hard on you. I got denied many times with a 680 credit score. I thought that was a high score.
Does a free credit check lower your credit score?
It all depends. Like for example if you check you free credit score once a year there will be no harm. But if you check it frequently a year multiple times it will ding your credit and start bringing it down.
Does having a large number of credit cards lost or stolen at different times affect one's credit score?
Lost/stolen card notations should not have any effect on a consumers' credit score, provided that the accounts are properly notated.
Where can I get a free credit rating score?
It costs money just about anywhere you go to get your credit score. A lot of times you can go to your banking institution and they will usually give you two of the three for free.
How do you check credit without affecting your score?
Your credit score is based on your credit history. It is not the affected by the number of times you check your own credit rating. However, many credit scores factor the number of times someone else checks your credit and it may lower your score.
Where can I get some information on a free credit score?
There are a couple of ways to access your credit score. You can do this through financial institutions or by accessing a credit score company such as: www.equifax.ca. Do remember that accessing your credit score too many times can actually affect your score.
Does checking you credit score make that score go down?
Every time you check your credit or have it ran for a cellphone or car loan or any way of checking your credit score it puts a ding on your score. That's why if you check it multiple times it will drop slowly
Is having a 600 credit score hinder me from getting a home loan?
Hi, I think it will be hard on you. I got denied many times with a 680 credit score. I thought that was a high score.
How many times did moses rejected God when he sent him to Egypt?
three times
Define three score and ten?
A score is twenty; if read as 'a score, ten and three' it is 20 + 10 + 3 = 33, but if read as 'a score [times] ten' it becomes 203.
Credit score affected more than once in a year?
Some companies report to the credit bureaus each month. Each time any company reports information to the credit bureau your credit score is updated. Therefore, your credit score is impacted multiple times each month.
Does a free credit check lower your credit score?
It all depends. Like for example if you check you free credit score once a year there will be no harm. But if you check it frequently a year multiple times it will ding your credit and start bringing it down.
How many times can an individual pull their own credit report without lowering their credit score?
If you are pulling your own credit report thru one of the reporting agencys directly there is no limit. when you pay or get your free annual credit report yourself it does not affect your score at all.
Does having a large number of credit cards lost or stolen at different times affect one's credit score?
Lost/stolen card notations should not have any effect on a consumers' credit score, provided that the accounts are properly notated.
Does your credit score go down when you apply for a loan or credit card?
Each time you apply for credit it is noted by the credit bureau. Just applying alone will not have any significant effect on your overall score. However, if you have applied several times in a short period anyone thinking of extending you credit will be a bit spooked by that. For the most part your score is determined by how ell you pay your bills and how well you manage whatever credit you do have. For instance if you carry large balances on you credit card , close to being maxed out, your credit score will be less.
