It really just depends on what kind of insurance policy you bought. Some will offer certain limited property coverage while away from home. But typically, Homeowners insurance coverage is limited to your home and property and does not cover criminal activities of the insured anywhere. If you were injured in a Bar fight, you would look to your Health insurance policy for coverage
Homeowners insurance does not cover criminal acts of the named insure.
No. This is not a covered cause under a homeowners policy. This is something that was caused by the homeowners neglect which is not covered under the terms of the policy.
No.
No. Homeowners Insurance does not cover Domestic WorkersDomestic workers are covered under the Workers compensation insurance paid by the employer
Yes, Garages both attached and detached are typically covered structures under your homeowners insurance policy.
No, But it might be covered under your home warranty.
No, but it may be covered under your dental insurance plan.
Any motor vehicle is not covered under the HO policy.
Of course not. Scabies is a skin condition caused by a type of mite. There is not way that this would be covered under a homeowners insurance policy
no, you have to get laptop cover
nope
That depends on what type of claim was denied and whether or not the loss was covered under the homeowners Insurance Policy. It would be an unwise and fruitless pursuit to sue the company over a loss that is clearly not covered under the policy.
No, movement of earth or soil is not covered under a homeowners policy just as an earthquake is not covered under a normal policy unless you purchased the additional coverage.