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If you have a wreck and pay out of pocket for the other driver's damages is it possible for them to take it and still make a claim and get more money?
Wiki User
∙ 8y ago
Absolutely! Do not assume that just because they agreed to accept payment directly from you, that the incident is over. Insurance companies need to be notified of losses in a timely manner. If you don't report a loss and pay yourself and the other driver claims other damages, your insurance company may not pay for them if you did not report it. Injuries due to accidents can become apparent long after the accident occurred. Protect yourself by reporting the claim. That's why you pay insurance premiums in the first place.
Wiki User
∙ 8y ago
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What to do when you get rear ended?
The same as any other accident. If you have damages you submit a claim. If you have no damages then there is nothing to claim.
What is gross claim and net claim?
I would guess that your gross claim is the total amount of damages done and your net claim is the damages less your deductible. The gross claim may also include the cost of adjusting the claim, like sending someone out to appraise your damages. The extra costs aren't held against you, only the total damages.
If a person has already claimed damages from the at fault drivers insurance company can that person still go ahead and sue the person at fault?
No, the insurance company when settling the claim will have you sign a waiver of damages for their insured before giving you a check.
If a branch from a neighbors tree damages my car who's insurance would cover it?
You need to make a claim against the neighbors homeowners insurance for damages. Since it sounds like it was an "act of god" they may not cover the damages. In that case you have two choices, you could use your comp insurance to cover damages, if you have comp coverages on your policy, or pay the damages out of your pocket and see if the neighbor is willing to help out with the charges.
What should be done if someone hits your vehicle while opening their door and dents your car?
You have five options: 1). You can gather their insurance information and file a claim against their policy. 2). You can file a claim on your own policy and pay your collision deductible. 3). You can have the other party pay out of pocket for the damages. 4). You can pay the damages your self. 5). You can not fix your car.
Driver bacome subject to the liability insurance law when accident damages amount to?
The amount of a claim from an accident has no bearing on the drivers legal requirement for financial responsibility. All drivers are required to carry financial responsibility before they drive. whether or not they have had an accident
Does the insurance of the party at fault cover damages if the other party does not have a valid drivers license?
Yes, the claim will be paid. While your brother may receive a ticket, he is still entitled to compensation for the loss.
Can a defendant claim damages in civil courts?
Yes
Does property insurance cover damages caused by a tree falling on my house?
Definetely you can claim for the damages caused by the tree falling on your house. The Insurance companies cover these damages under the property insurance. Just you have provide the photos of the damaged house aas an evidence to claim your money.
How long do you have to get added to family car insurance policy when you first get your license?
Unless there is a specified time frame in your families insurance policy there is no specific set time. That said, your families insurer could deny any claim you may have if you are not listed as a driver. Meaning you and your family would be paying out of pocket for any claim/damages you cause.
Can landlord use home insurance claim if tenants wreck property?
If the tenant damages the property he is liable for such damages. The Landlord may or may not have his own insurance for this purpose but the tenant is liable. If the Tenant has his own insurance (Renter's Insurance) then the Tenant may file a claim and damages will be covered by that insurance.
Are you required to report an accident to your insurance company when settling out of pocket?
You are supposed to and I would reccommend that you do. You simply notify them but do not place a claim. Covers you if the out of pocket does not work especially if a bodily injury claim comes along!
