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If you have accepted the insurance check for damages do you have to fix all the damage right away or can you fix the safety issues now and the other damages later?
Wiki User
∙ 13y ago
Umm, it depends on what the insurance company requires. In most cases the company will issue the check to the body shop and not to you. That way they can make sure you don't claim the same damage twice. If they make it out to you, then you are free to what you want with it but keep in mind it would just be wise to fix all the damages now anyway.
Wiki User
∙ 13y ago
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Does comprehensive insurance cover damage done to a car if the car hits or is hit by an animal?
Comprehensive coverage protects you against damages to your car that are the result of covered issues not related to a collision, such as an animal. Some insurance companies do not cover damages due to animals.
Does it cover damage done to a car if the car hits or is hit by an animal?
It depends on the type of insurance you have and your policy. Comprehensive coverage protects you against damages to your car that are the result of covered issues not related to a collision, such as an animal. Some insurance companies do not cover damages due to animals.
Is a roof covered under homeowners insurance?
For damages from storms or weather related issues, sometimes from accidents such as your neighbor's tree limb crashing onto it, although it some cases it might be the neighbor's responsibility. However, a roof is not covered by homeowner's insurance if it is a matter of replacement or repair due to damage from normal "wear and tear".
Will homeowner insurance cover wood pecker damage?
Probably not. Homeowners usually do not pay for damage caused by pets, wear and tear nor common maintenance issues.
If you do not maintain your home will insurance cover water damages?
Home insurance is not designed to act as a warranty and does not cover maintenance issues. If you fail to maintain your property and you experience a loss because of wear and tear, your insurance policy will not pay. Water damage losses are very complex in terms of home insurance. If a leaky pipe that has consistently gotten worse over time causes damage, the water loss will not be covered. On the other hand, if a sudden burst of water causes damage, the damage may be covered if the inspection proves the loss was sudden and not caused over a period of time.
You wrecked your moms husbands car you were covered on the claim for the wreck and you had permission to drive Can he take you to small claims court over the damage to his vehicle?
No. I'm a lawyer. <><><> He can take you, but he has some legal issues to overcome. If the vehicle was insured against damages, the insurance compnay is the injured party. Not the owner.
Will homeowner's insurance cover an overflow toilet?
No. Homeowners insurance does not provide coverage for routine expected plumbing maintenance issues. However, If you have "Accidental Water Discharge" coverage on your policy, then you will be covered for resulting damages from the overflow but not for the actual plumbing repairs needed. If you have damages that resulted from the overflow, once you have made the required plumbing repairs the company will invoke the damage coverage. If you do not make the necessary plumbing repair then the insurance company will not fix the other damages that resulted from it. The reasoning is that if the homeowner refuses to maintain the home, then this is a moral hazard (negligence) on the part of the homeowner and the damages that result from lack of maintenance will be ongoing.
Will the insurance company pay for the damages caused by their driver if the injured victim is driving unlicensed and the car has been totaled?
Let's see if I can follow this. Insurance company A is at fault because of actions caused by driver A. Driver B who is not at fault is injured, but is unlicensed, and Auto B has been totalled. Insurance company A is going to have to pay damages to Driver B for property damage as well as for injuries because Driver A is deemed at fault. The fact that Driver B is unlicensed is a non-moving violation and Driver B will have to pay a substantial fines for these issues.
How much is wireless insurance for the iPhone?
At&t does not offer wireless insurance for the iPhone. You are covered for one year by Apple, but not against loss, theft or damage, only hardware issues.
Am I required to use insurance money to replace roof?
Insurance companies grant money to correct issues from claims. If a person receives money to replace a roof from an insurance company, the money should be used for the repair. If a person decides to not use the money to replace the roof, there could be issues selling the home. The value of the home could decrease. Another issue a person may encounter is the risk of other damages resulting from the roof not being repaired. The insurance company may not cover damages to the home as a result of the roof not being replaced.
What are the advantages of public indemnity insurance?
Public indemnity insurance covers you for any damage or legal issues attributed to you, to a member of the public. For example, this can cover legal costs in the case of an accident.
Does homeowners insurance cover foundation repair due to normal aging?
Homeowners insurance typically does not cover foundation repair due to normal wear and tear or aging. Coverage may be available for sudden and accidental damage, such as from a burst pipe or a fallen tree. It's important to review your policy and consult with your insurance provider to understand the specific coverage and exclusions related to foundation issues.
