If you have already filed chapter 7 bankruptcy back in march of 2001 How long do you have to wait to file another chapter chapter 7?

Answer 1

Under the bankruptcy laws effective from October 17, 2005, Chapter 7 cannot be filed unless the debtor was discharged from the previous Chapter 7 or bankruptcy more than eight years ago.

The debtor cannot file a Chapter 13 unless: (1) the debtor received a discharge under Chapter 7, 11 or 12 more than four years ago; or (2) the debtor received a discharge under Chapter 13 more than two years ago.

That's only a very small part of an answer to your question...the real one being: bankruptcy is for resolving an extraordinary bad luck in life event...a once in a lifetime event. It is not a part of financial planning in any way. It is failure. Its does make a real break available..that in most parts of the world no one would get..there you pay your debts, or your kids, family do, or (and frequently it's AND) very bad things happen to you. But most certainly, your not and never will be a trusted member of the community ever again..and you ain't going to be allowed to renege on your solemn oath to pay again. But, obviously, since you found you can get away with it, you don't mind being a liar....because every time you took and promised to pay it back and didn't...that's what you are...just to start.

If you think you need to get protection and hurt others again, just a few years after having done it, until you substantially change your ways....likely just about everything in your life, especially in your spending habits and probably even how and what you feel you deserve from others and yourself....you'll just continue being a bankrupt... in ways much more than money. Hey...wake up...what your doing...what your taking from others...it obviously ain't working for you and certainly ain't making you rich. Change. NOW.